Why did you receive overdue information when you borrowed money without withdrawing it?

If the user has borrowed money from the loan platform before, the loan platform may send a loan invitation message from a new performance source; If the user has never made a loan, it may be that official website has entered some loan platforms before, and the loan platform will also send a loan invitation message; After the loan platform obtains the user information, it will send a loan invitation message to expand its business; Or the user's personal information has been stolen by others to borrow money, and the investment is risky. Please decide carefully.