Is opening mobile banking the same as opening online banking? What is the difference?

Online banking is generally used by people through computers, but it can also be used on mobile phones. As the name implies, mobile banking is used through mobile phones, so it is impossible to use mobile banking on computers.

2. Different degrees of convenience

For example, mobile banking can be operated directly by mobile phone. Mobile phone is a necessity of people's life and can be said to be carried with them, while computers are not so easy to carry, so mobile banking will be more convenient to use than online banking.

3. The opening sequence is different.

Generally, when we handle the card at the bank counter, the staff will ask you if you want to open online banking. You can choose to open or not, and you can use mobile banking only after opening online banking. It can be said that, to some extent, mobile banking is an extension of online banking.

4. Different transmission rates

For example, online banking generally requires a transfer rate according to the transfer amount, while mobile banking basically does not need a transfer fee.

Extended data:

Matters needing attention in the use of online banking:

1) Avoid using search engines.

Get the website address of online banking from regular bank outlets and remember that when logging in to online banking, try to avoid using third-party channels such as search engines. Because some fake online banking websites are likely to be hidden in the search results, once clicked, they are likely to fall into the trap unconsciously.

The best way is to register the correct online banking website in the browser's favorites, and all future visits will be entered by clicking the link in the favorites to ensure that you will not visit the wrong website.

2) Set mixed password and double password.

The password setting of online banking should avoid being related to personal data. It is recommended to use a mixed password of numbers and letters to improve the difficulty of password cracking and keep it properly. Trading passwords should be avoided as much as possible.

3) Check the transaction records regularly.

Regularly check the business records such as transfer and payment handled by online banking, or customize the account change notice through SMS to keep abreast of account changes.

4) Keep the digital certificate properly.

Avoid using online banking on public computers to prevent confidential information such as digital certificates from falling into the hands of others.

References:

Online Banking-Baidu Encyclopedia