Bank unfreezing account process

I. Thawing Process after Bank Card Freezing

Bank card unfreezing method 1:

Unfreezing caused by the wrong password input by the individual more than the number of times specified by the bank.

In order to protect users' card habits, the bank stipulated the number of password inputs. Some banks are three times, and some are 10 times. If it is thawed for this reason, it is very simple. Take your ID card and bank card to the nearest business hall. Choose personal business when picking up tickets at the number machine, and wait for the voice to call you. When it's your turn, explain the situation to the staff and the staff will naturally help you.

Under normal circumstances, if you don't pay attention, the bank card will automatically unfreeze within 24 hours, so cardholders who don't want to go to the bank can wait until the next day to automatically unfreeze before re-entering their passwords.

Bank card unfreezing method 2:

The banking system is out of order.

The probability of this happening is very low, but there are. In this case, the same as above, bring your ID card and bank card to the business hall. When you tell the staff the truth about your situation, the staff will check it for you. If it is determined that it is the bank's problem, they will usually apologize to you.

Bank card unfreezing method 3:

The bank card was frozen for reasons of a third party.

At present, this situation exists. Generally speaking, personal bank cards are frozen, which may be necessary for legal cases, and there are also some special circumstances that need to freeze bank cards. If the general bank card is frozen for these reasons, then when the bank card is unfrozen will be analyzed in detail.

Second, use bank cards to cheat.

1. Stealing someone else's bank card. This kind of crime is relatively common, usually for criminals to obtain other people's bank cards by stealing, cheating, robbing, etc., and then fake cardholders to spend money or collude with special merchant staff to defraud cash;

2. Steal other people's personal information and apply for a bank card. Forging or stealing other people's identity documents, maliciously overdrawing after applying for a bank card with false application materials, and damaging the credit of the stolen identity;

3. Use high-tech means to obtain the cardholder's card information and make fake cards. Steal the cardholder's card information and password by means of voyeurism, fraud or other high-tech equipment, then make a fake card and use the copied bank card for consumption or withdrawal;

4. False announcement. Sticking false upgrade announcements and emergency notices on self-service equipment to trick cardholders into operating according to the contents of false announcements and transferring money to criminal accounts;

5. refit self-service equipment. Obstacles or modifications are set up on the self-service equipment, so that the cardholder mistakenly thinks that the card has been swallowed or the equipment is faulty, and then criminals use enthusiastic help or deception to call the false bank duty number in the announcement to defraud the cardholder's password, and the cardholder takes out the card and withdraws money quickly after leaving;

6. Merchant cashier bank card fraud. When a merchant cashier checks out with a bank card, he cheats the cardholder by asking the cardholder to sign a blank shopping list or repeatedly swiping the card to deduct the account, and even changes the card on the pretext of helping the cardholder to check out at the cashier.

3. What should I pay attention to when using a bank card?

1. When entering the password, be careful to cover it with your hands. If there is any abnormality in the password protection cover and card entry protection slot of ATM, please do not use it for safety reasons and notify the bank immediately;

2. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the video surveillance of banks;

It is best to store the bank card and ID card separately. Don't lend your bank card to others, and don't disclose your bank card number and password at will.

4. When spending by credit card, don't let the bank card leave your sight, pay attention to the number of times the cashier swipes the card, and when you get the shopping list and card, check whether the amount on the shopping list is correct and whether it is my card;

5. Open SMS service, keep abreast of account changes, and immediately call the bank to report the loss once abnormal transactions are found;

6. If you suspect that the funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in time.

Legal basis:

Criminal Procedure Law of the People's Republic of China

Article 144 People's procuratorates and public security organs may, according to the needs of investigating crimes, inquire about and freeze the deposits, remittances, bonds, stocks, fund shares and other property of criminal suspects in accordance with regulations. The relevant units and individuals shall cooperate.

If a criminal suspect's deposits, remittances, bonds, stocks, fund shares and other properties have been frozen, they may not be frozen again.