How will the mediation center contact you before the financial dispute is filed?

After the online loan is overdue, people often receive short messages from a financial dispute mediation center. Generally speaking, mediation through the mediation center can get some relief. If you accept mediation, there are generally two situations!

The first one is that the other party says to give you some interest relief and let you pay off the rest in one lump sum.

The second way is to let you pay back part of it first, and then say that you can apply for a bigger preferential policy, and maybe you can reduce the principal.

At this time, if you believe it and don't check with the official, then you have been fooled by 90%. Once the money is paid back, the person you talked to before disappears, and another collection will continue to urge you! You will say that the discount you applied for before has not been approved, and you need to continue to repay it, or you can't tell directly who contacted you before, who docked with you and who you went to. Now I have your boxes, but in fact they are in the same office. Anyway, they just refuse to accept all kinds of routines.

In fact, these so-called financial mediation centers are, to put it bluntly, third-party collection companies, just like those who break your address book.

Even if these mediation centers really exist, how can they mediate without money? Therefore, there is absolutely no need to pay attention to the information sent to you by these so-called mediation centers without repayment ability.

If you have the ability, really want to solve the problem, and want to negotiate a reduction or installment, you can directly call and communicate with the official platform. If the platform customer service says that he can't be the master, there will be a post-loan manager to negotiate with you later. When we make a phone call, we must record the phone. Once an agreement is reached, it must be confirmed by the official customer service before repayment can be made.

In short, no matter what company sends you some short messages, except 12368, don't pay attention to them, and don't be intimidated by the contents of the short messages. These are just forcing you to pay back the money. What we have to do is to put down our burdens for the time being and try to make money. You got it?