I received a remittance for no reason.

Go to the bank to check the accounts and records and ask about it. Maybe it was a mistake or a hacker. If you want to know whether your information has been leaked, call the bank customer service to ask. If it is stolen, you must defend your rights.

1. Print the reconciliation list in the bank to determine whether to transfer money or withdraw cash;

2. Make sure that you have not entrusted the bank to do withholding business, such as insurance business for futures payment;

3. Is your credit card bundled for repayment?

4. If you confirm that your deposit has been transferred abnormally, you can ask the issuing bank for help, and the problem can be easily solved.

Remittance: refers to the process of depositing cash into a designated account. Depositors can be companies or individuals. Transfer: refers to a bank currency settlement method in which money is transferred from a payment account to a collection account through a bank without using cash directly.

1. Remittance method:

1. Counter remittance: There are generally three factors that determine the remittance method chosen by the remitter: remittance fee, arrival time and withdrawal outlet. Different banks and different remittance methods have different remittance costs.

2. Telephone and mobile banking remittance: Through these two remittance methods, the remitter only needs to register his telephone number and mobile phone number in the bank for free. If you want to remit money, you can do it easily with your registered phone number or your registered mobile phone number, which is as convenient as online banking remittance.

3. Online banking remittance: the remitter abandons the counter remittance and chooses online banking remittance. The advantage of online banking remittance is that the remitter not only has no time limit, but also can operate at any time on his home computer, without queuing at the bank, and the handling fee is mostly lower than that at the bank counter.

4. Remittance from small and medium-sized bank outlets. If you go to a bank to handle the remittance business in different places, any bank will charge the customer's handling fee, but the handling fee charged by each bank is different.

Second, transfer methods: there are many transfer methods, including bank counters, ATM machines, online banking, mobile banking, Alipay, WeChat and so on. Generally, the transfer between local peers is free, but there are also some ways to charge for cross-banks, and the charging standards are different.