Someone asked me to download the app to borrow money, saying that I borrowed 200,000. Is it credible?

Today, through the real case successfully dissuaded by this anti-fraud center, let us see the essence through the phenomenon and recognize the true face of telecom network fraud.

1, loan fraud

Ma received a customer service call from a loan company. Because there happened to be a loan demand, he installed a loan app under the guidance of the other party and tried to apply for a loan of 200,000 yuan. After Ma filled in his personal information according to the relevant registration process and paid the 200 yuan membership fee, the other party said that he had lent money to the platform, but Ma has been unable to withdraw it. At this time, the other party told him that the bank card number bound on the platform was entered incorrectly. At present, the account has been frozen, and it needs to transfer 20% of the loan amount to unfreeze the account. After the thawing is successful, the "thawing fee" will be remitted to his account together with the loan. Just as Ma was preparing to transfer money, the anti-fraud center monitored that Ma was experiencing fraud, promptly called to dissuade him, and analyzed the loan fraud routine in detail to prevent Ma from continuing to be cheated.

The scam was exposed:

1. Advertising is attractive. People are induced to install fake mobile applications by opening web pop-up windows and making internet phone calls.

2. Fill in the information and lend money quickly. Require the masses to fill in personal information and credit information, create the illusion of "regular loans", and pay a small amount of "membership fees" to release a large number of loans.

3. There is an error in the link, and payment is required. The loan process is not smooth, and there are procedural, procedural or technical errors. Asking ordinary people to pay a series of fees, such as unfreezing fees, handling fees, certification fees, loan interest, etc., claiming that it will be repaid in the future, which is fraud.

Police tip: loans need to go through legal and formal financial institutions. Anyone who has to pay various fees to lend money must be deceiving!