children's bank card

Children's bank cards are/kloc-the bank cards of children under the age of 0/6. Many banks have launched child bank cards. For example, icBC's Baby Growth Card, Bank of Communications' Pacific IC Children's Card, Minsheng Bank's Kid Master Card, China Merchants Bank's Happy Partner Card, China Bank's Great Wall Flower Season Card and so on.

If you want to apply for a children's bank card, just take your child to the bank business hall to explain your intention to the staff, and then show your ID card and household registration book. As long as you can prove that there is a guardianship relationship with your child, the bank will help you. Of course, if the child has already applied for an ID card, he should also show his ID card.

The function of children's bank card is relatively simple, generally only the basic service functions of ordinary savings card, such as deposit and withdrawal, consumption, transfer and so on. However, it will basically be a "parent-child association" card with parents.

It should be noted that children's bank cards are debit cards, not credit cards. Because if you want to apply for a credit card, the applicant must be an adult, 18 years old and have full civil capacity. So it is impossible for children to get a credit card.

But usually, when children reach the age of 14 or 16, they can apply for a supplementary credit card for their immediate family members. /kloc-Children over the age of 0/6 can also apply for savings cards at bank outlets only with their ID cards.