How long does it take for atm inter-bank transfer to arrive?

1. It takes time to transfer money between ATMs:

1, I cross the bank and transfer money to others 24 hours later.

2. Inter-bank transactions generally take one to three working days to arrive because they need to be handled through the bank counters of both parties;

3. If the transfer is made on Friday night, it will arrive next week at the earliest and Wednesday at the latest;

4. From Monday to Friday, the transfer can basically arrive at the other bank before 3 pm that day, but whether the other bank records it in time determines the actual arrival time.

The bank card will go to the same system immediately. Mobile banking can generally arrive on the same day.

Second, the new regulations.

1, ATM transfer: In addition to my peer account, I cross the bank and transfer money to others 24 hours a day. You can apply to the issuing bank to cancel the transfer within 24 hours.

2. From June 20th 1 6 to February1,one person can only apply for one card in the same bank, and cards applied before June 12 will not be affected.

3. From 20 16, 10 and 1, if the new bank card has no use record within 6 months, the bank card will be frozen and can only be used after thawing at the bank counter.

Third, the new regulations should pay attention to.

1, 24-hour arrival, ATM transfer only, transfer through bank counter or online banking or real-time arrival.

2.24-hour cancellation of transfer is only for ATM transfer, and other transfer methods cannot be cancelled.

3. The basis for confirming the success of the transfer in the future cannot be a simple SMS, a screenshot of the transfer or an ATM document of the other party's successful transfer, but only that the money has been transferred to your account.

4. The new card must be used first, or it will be broken if you forget to use it.

Extended data:

Inter-bank transfer remittance is a kind of business that transfers RMB or foreign currency to units or personal accounts opened in other banks in China. To transfer and remit money with other banks by using online banking, ICBC needs to register "Finance @ Home" personal online banking first, and apply for using U shield (Personal Customer Certificate) by opening online banking authority at business outlets. Use online banking to transfer and remit money between ICBC and other banks.

First, the operation guide

1. Inter-bank transfer and remittance through online banking.

To transfer and remit money with other banks by using online banking, ICBC needs to register "Finance @ Home" personal online banking first, and apply for using U shield (Personal Customer Certificate) by opening online banking authority at business outlets.

2. Inter-bank remittance of foreign currency in business outlets

You can handle foreign exchange remittance at our foreign exchange business outlets and fill in the remittance voucher.

Second, a warm reminder

1. According to the relevant regulations of the People's Bank of China, the service hours of ICBC and other banks for transfer and remittance are 9: 00- 17: 00 every working day.

2. For the transfer and remittance between ICBC and other banks, the handling fee shall be charged at 1% of the transfer and remittance amount, and the lowest 1 yuan shall be charged at the highest 50 yuan.

3. When handling foreign exchange remittance, please pay attention to the following provisions of the State Administration of Foreign Exchange:

(1) The name of the payee of foreign exchange remittance must be the same as the name of the remitter, or be the immediate family member of the remitter. If the payee's name is different from the remitter's name, the proof that the payee and the remitter are immediate family members must be produced. "Immediate family members" include "spouse, father (mother) and son (daughter)". The certificate is as follows:

A. If the payee and the remitter are in the same household registration book, the household registration book shall be presented.

B. If the payee and the remitter are not in the same household registration book, notarization or authentication documents issued by authorized institutions such as notary department or police station are required to prove that the payee and the remitter are indeed immediate family members.

(2) The nature of your foreign exchange remittance collection account and payment account in the same city must be the same, that is, "bank to bank, remittance to remittance", that is, "the nature of banknotes/remittances remains unchanged before and after the transfer of funds".

References:

Baidu Encyclopedia-Inter-bank transfer and remittance