Why do you have to wait until midnight to pay the balance?

Why do you have to wait until midnight to pay the balance?

Why do you have to wait until midnight to pay the balance? In the middle of the night, people’s emotions fluctuate the most. During Double Eleven, people buy a lot of goods online. Online shopping information Flows to various channels, and the final transaction rate is relatively high if the balance is paid in the middle of the night. Why do I have to wait until midnight to pay the final payment? Why do you have to wait until midnight to pay the balance? 1

Last night, did you pay the balance?

The person with the last payment and the soul with the last payment are all the best!

So why do you always have to pay the balance in the middle of the night?

Many netizens raised questions: "Why do you have to pay the balance in the middle of the night if you don't know? You are forced to stay up late" and "Save your energy to stay up late tonight to pay the balance."

The reasons may be:

First, in the middle of the night, people’s mood fluctuates the most and they are most prone to impulsive consumption. Pay as soon as your feet are excited, so payment during this period has the highest transaction rate.

Secondly, most people go to bed around 11pm. While you are lying in bed waiting to pay the balance, you have nothing to do but cannot sleep, and you must I will open Taobao and look at other products, which invisibly creates customer flow.

Third, in order to stagger the online shopping peak, too many users placing orders on Double Eleven may cause the system to overload and crash, so it should be handled in a separate time period from normal shopping.

Of these three reasons, the first is the main one, and the other is that the final transaction rate is higher when the balance is paid in the middle of the night. Why do you have to wait until midnight to pay the balance 2

The police remind: During Double Eleven, people buy a lot of goods online, and online shopping information flows to various channels. When you receive a call from someone claiming to be a customer service staff, do not trust them easily. You can contact the official platform customer service. Verify and confirm. Any customer service staff requesting transfers for various reasons such as authenticating identity and verifying funds is a scam. Refunds from regular merchants will be refunded according to the original payment channel and do not require transfer to the other party. Do not easily click or scan the links or QR codes sent by the other party.

In addition to "fake customer service" scams

During the "Double Eleven" period

The following five scams also need to be vigilant

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Pre-sale scam

Many merchants send new product pre-sale information to old customers through text messages, and this link just provides convenience to criminals. Criminals use "pre-sale" and "advance purchase" as bait to send users website ordering links. In fact, these links have been implanted with Trojans or are fake phishing websites. Once clicked, the Trojan virus will be implanted into the mobile phone to steal the user. information.

Police remind: Do not trust the shopping text messages related to Double Eleven, and be careful when clicking unknown links, because the links are likely to contain Trojan viruses, which can steal customer information and account funds in "seconds".

Fake red envelope scam

Before Double Eleven, major e-commerce platforms will distribute red envelopes to warm up promotional activities. Criminals took the opportunity to distribute fake Double Eleven red envelopes, spread phishing links, trick people into clicking, obtain users' personal information, steal bank card account numbers, etc.

Police remind: Double Eleven red envelope discounts are best received through official channels. Once you receive a suspicious "red envelope", you should call the official customer service number of the e-commerce or third-party payment website as soon as possible for confirmation. If you click on it accidentally, you should turn off the mobile phone network as soon as possible, change the passwords of important accounts such as online banking and Alipay, and use security software to check for Trojan viruses.

Cash on delivery scam

Criminals will obtain customer information, fake express delivery orders, etc. from illegal channels, and then pretend to be couriers to contact consumers in advance and deliver the fake goods to consumers. , claiming "cash on delivery" to defraud money.

Police remind: When encountering "cash on delivery" express delivery, first unbox and inspect the goods. If the items are not purchased by yourself, directly refuse to sign. After picking up the goods, remember to erase your personal information from the package to avoid leakage of personal information.

"Credit limit increase" scam

During the "Double Eleven" period, because current funds cannot support their surge in purchasing power, many people are trying to increase their Huabei or credit card limits. And this gives criminals an opportunity to take advantage of it. Criminals usually pretend to be Huabei or bank customer service, falsely claiming that they can increase their credit limit, and then use the excuse of paying a "service fee" to induce netizens to scan their QR codes to pay, thereby committing fraud.

Police reminder: Do not trust information on the Internet about increasing overdraft limits on Huabei, credit cards, etc. Increasing the overdraft limit is subject to strict review and relevant proof, and no additional fees will be charged.

"Win a lottery and get free" scam

Although the "win a lottery" scam is old-fashioned and outdated, every time it comes back, there are always people who fall for it. Criminals are taking advantage of this mentality of netizens, posing as online stores during the "Double Eleven" period, claiming to reward customers with "free orders for winning prizes", renovating old scams and continuing to defraud.

The police remind: During the "Double Eleven" period, there are many lottery and free orders activities. After receiving such information, consumers must carefully screen it, understand the event rules in detail, and check with regular customer service for verification. It is not easy to remit or transfer money. Be cautious when encountering situations such as "account anomalies" and "payment of margin", and be careful not to be deceived.

"Buy, buy, buy" on Double Eleven

Remember the following points

Keep your "money bag"!

Don’t believe it easily when you receive calls from people claiming to be customer service. You can first go to the regular website to verify the transaction information or get the official phone number for verification through regular channels.

Please do not provide verification codes, bank card balances, bank card passwords, etc. to "customer service personnel" easily, and do not follow the other party's instructions; be especially careful not to provide verification codes, which is the last line of defense.

When receiving a courier that requires cash on delivery, you should carefully check the information and items. Couriers from unknown sources will be rejected to avoid being deceived. Courier documents related to your personal information should be torn or scrawled first. Then throw it away to prevent it from being used by criminals.

When shopping online, you should choose merchants with online business qualifications. You should be more vigilant about products whose prices are significantly lower than the market price. Pay attention to precautions and screening, and be careful of the trap of low price temptation.