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Is it a fraud to pay endowment insurance or welcome adjustment without receiving SMS for only 15 years?

Paying endowment insurance or welcoming adjustment, only paying 15 years without receiving text messages, is not fraud.

1, the time and method of pension certification are changed. In order to prevent the endowment insurance fund from being impersonated or embezzled, local people's social security bureaus require recipients to complete the pension qualification certification within a specified time every year, otherwise they will suspend their pension benefits. Therefore, pension certification is a very critical step. However, recipients of pension benefits need to pay attention to the fact that pensions are not uniformly certified nationwide, but are carried out in different places to remind retirees to pay attention to the adjustment of local certification time and certification methods.

2. The endowment insurance fund has sufficient ability to pay. The endowment insurance fund mainly comes from employee contributions and fund investment income. 202 1,1-1,China's newly employed population12.07 million, which not only solved the people's livelihood problems, but also injected a lot of money into the pension fund. According to the data of Ministry of Human Resources and Social Security, by the end of September, 20021,the pension had been paid out. The scale of the entrusted investment contract of the national basic endowment insurance fund is 1 and 25 trillion yuan, and the amount received is 1 and 1 trillion yuan.

Endowment insurance fund is related to the survival and quality of life of10.3 billion retirees, so it pays more attention to safety when investing. Judging from the investment results over the years, since it was entrusted, the accumulated investment income of the pension fund has been198.6 billion yuan, with an average annual investment return rate of 6.89%, which is enough to ensure the preservation and appreciation of the fund, improve the payment ability of the fund and ensure the upward adjustment of pension benefits.