Now I send a text message saying that I will go to my hometown to investigate.

Hello, dear, I'm glad to answer your question. This kind of short message is generally a collection message from the collection company.

First, if it is seriously overdue, it will bear civil liability. In other words, if the online lending platform or lending bank goes to court to sue, the lender needs to bear the economic responsibility. As long as it does not involve repayment ability, it refuses to implement the court's ruling. Generally speaking, it only involves economic punishment, not criminal responsibility, such as imprisonment.

Second, the text message said, what did you come to the household registration to investigate? Does he have the right to investigate? Are there any rights granted by law? If not, even if he comes to investigate, it is also suspected of breaking the law.

Third, generally speaking, this kind of short message is to urge the company to put pressure on the lender and exert psychological pressure to let him repay the loan as soon as possible.

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