Is it useful to call the police if Alipay was defrauded of 300 yuan? Is there any chat history?

It is useful. If you are defrauded of 300, you can call the police, but the police will not file a case. The crime of fraud is an amount crime. Fraud of 300 yuan does not constitute a criminal offence, but its behavior violates Article 49 of the "Public Security Management Punishment Law". If it is suspected of fraud, a public security case should be established in accordance with the law and the parties concerned should be given public security administrative penalties. : "After the money was defrauded and reported to the police, the police opened a case to investigate and detect the case, and the money can be recovered. If the amount of fraud is more than 3,000 yuan, the public security organs should open a case for investigation; however, due to the different levels of economic development in different places, various places can Develop specific standards based on local economic development. "

When encountering telecommunications fraud for the first time, many people give the advice to call the police, but it takes a long time for the police to complete the case. , the probability of money recovery is also very small. Let’s first talk about what we should do after calling the police to minimize the loss and damage as much as possible?

1. Call the bank to explain the situation of being defrauded, apply to freeze the bank card, and keep bank records. Change the password of the bank card you are using in a timely manner and enable daily transfer limit setting in mobile banking.

2. After calling the police, sort out the detailed materials of the deception, including bank statements, screenshots of chats with the scammers, call recordings and other information and give them to the police. The police will first give you a receipt of the case and notify you within a week. Whether you want to file a case or not, after the case is filed, you will be given a notification of filing the case. If not, ask the police to issue a case filing notice as soon as possible. The notification of filing a case is very important. Only when the case is filed can the investigation be carried out and the case solved.

3. Sort out the amount of the loan, get the case filing certificate and related materials of being defrauded, ask the police to help issue a certificate of inability to repay, contact the lending institution to apply for interest reduction or exemption, and extend the repayment time. I have applied for Alipay to pay interest-free if I settle my debt in one go within six months. During this period, my Alipay account will be frozen, and I can only get in and out, and I will bear part of the overdue penalty interest. A credit check will be conducted during the overdue stage. After the debt is paid off, Alipay will help with the appeal. Jingdong gold bars need to be repaid on schedule, and all repayments are within 3 months, and the interest for the first 3 months will be waived. If it is overdue, you will receive a reminder call. Even if you agree to settle the bill within 6 months, someone will still call to demand payment.