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How to complain about online loan companies by phone?
How to report online loan companies
First, how to report online loan companies
You can call: 12377 to report a similar online lending platform.
You can also pay attention to China Internet Finance Association and report it. You need to prepare evidence, such as malicious threatening text messages, screenshots of online loan platform repayment, threatening insulting telephone recordings.
Second, the report materials and elements
When reporting illegal and bad information on the Internet, the reporting subject shall provide the information website corresponding to the online reporting matters or basic reporting materials such as explanations and sample screenshots that can accurately locate the reported information, as well as reporting elements such as report letters, letters from relevant departments and relevant certification materials.
Three. Related legal knowledge Article 266 Whoever commits a crime of public or private property, with a relatively large amount, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also, or shall only, be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.
How to complain and report online loans?
At present, there are still many channels for reporting online lending platforms. You can report according to your actual situation. The departments receiving your report are:
Complaint channel:
1, China Banking Regulatory Commission. In China, China Banking and Insurance Regulatory Commission is one of the competent departments of the financial industry. Therefore, once you encounter violent collection of online loans, you can complain to the CBRC. At present, the complaint telephone number in CBRC is 010-66279113. The working hours of the complaint telephone are: 9: 00 am to 165438+ 0: 30 pm and 2: 00 pm to 4: 30 pm.
2. Local financial offices. The Financial Office is the financial steward planning local economic development, the organizer of local financial ecological construction, the controller of financial industry layout and the firewall of local financial supervision. If you encounter illegal collection of online loans, you can bring evidence to the local financial office to complain on the spot, or you can complain by phone.
3. Internet Finance Association. In China, Internet finance has its own association, which will conduct self-discipline on industry norms. In case of illegal collection of online loans, you can make a complaint through the official website Complaint Platform of Internet Finance Association. It is understood that the Association is a first-level association led by the People's Bank of China, together with the China Banking Regulatory Commission, China Insurance Regulatory Commission and other relevant departments, and is a national self-regulatory organization for Internet finance.
4. Collect complaints. JuComplaint is a public welfare consumer complaint platform, which also accepts online loan complaints. Official website, where complaints gather, can complain about illegal collection of online loans. When collecting complaints about the illegal operation of some online lending platforms, the regulatory authorities will attach importance to each complainant's complaints and deal with them seriously, fairly and fairly. Therefore, to a certain extent, it is very useful to gather complaints.
5,: country or Chongqing, pay attention to WeChat official account.
6. Chongqing Monetary Authority. WeChat official account Chongqing Local Financial Supervision Bureau, click interactive communication. I want to write a letter and leave my phone number, and then they will call back for feedback, and then the platform will contact you.
6. Look at your lender in the contract. Then find the industrial and commercial bureau and the tax bureau where the lender is located to make tax complaints.
7. Black cats complain. Try this, too For those who can't write a complaint letter, they can go to the black cat to complain and find samples. There are many letters of complaint on it.
8. In case of illegal SMS harassment, you can complain and report to 1232 1 Network Bad and Spam Reporting Acceptance Center.
9. You can send a text message to the 5-digit short number "1232 1" to report spam messages. Manually enter the report number (that is, the sender's spam message number, which is very important) in front of the message you want to report, and then add an asterisk (number) to separate the message content and send it to the 5-digit short number of "1232 1"; Pay attention to the screenshot of 1232 1 Report Center WeChat WeChat official account and provide the mobile phone number of the payee.
10. If the industrial and commercial department fails to investigate, handle or reply to the feedback within 7 working days according to law, it may also complain to the State Administration for Industry and Commerce about the "administrative inaction" of the industrial and commercial department. Call the government department of SAIC at 0 10-88652326.
How to complain about the most effective online lending platform?
There are three ways to complain about online loans: 1, and consultation: Tel: 010-66279113, 9: 00-1:30 and/kloc-0 on weekdays. 2. Consumer complaints: hotline:12378; Call at 9:00- 17:00 on weekdays; 3. Internet Finance Association: There is no report phone number, but you can complain by email.
Black online loans can be reported through 1 10, China Banking and Insurance Regulatory Commission, China 010-66279113 and China Internet Finance Industry Association. Black online loans can be reported through the following channels: 1. Telephone number of local police station: 1 10. If the online loan collection is suspected of violence, you can call the police. According to the provisions of the criminal law, a collector who illegally detains a customer shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention, public surveillance or. 2. China Banking Regulatory Commission's telephone number for banking credit complaints: 010-66279113 (9: 00-1:30 on weekdays,14: 00-/kloc) China Internet Finance Industry Association can search online for official website, a local mutual fund association, and then dial the contact number. Official website home page has a special "reporting platform" entrance.
Which department is the most effective in online loan complaints?
Personal peer-to-peer lending (P2P peer-to-peer lending) can complain to the CBRC; In addition, online loan complaints can also be made to "China Internet Finance Reporting Information Platform" and "Gathering Complaints"; Or call the official hotline 1232 1, preferably at 8:30- 17:30 on weekdays to avoid no one answering. In case of illegal harassment, please report to the local 1 10.
Online lending, mbth is Internetlending, and p2p online lending is the abbreviation of online lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly, with about 350 active platforms so far, and the total number reached 3,054 by the end of April 20 15. From 2065438 to September 2009, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Online Lending Risks jointly issued the Notice on Strengthening the Construction of P2P Online Credit Information System to support the operating P2P online lending institutions to access the credit information system.
The online loan complaint departments are as follows:
You can call this official hotline 1, 1232 1, which is the report phone number of the network bad and spam report acceptance center. This reporting center was set up by the Internet Society entrusted by the Ministry of Industry and Information Technology, which specializes in accepting spam messages, telephone calls, harassing calls, spam, bad apps and websites, and personal information disclosure. If you encounter phone calls, address books, SMS bombardments, etc. You can call this number to complain. You need to pay attention to the fact that the working hours of customer service from Monday to Friday are 8:30- 17:30, so make a phone call during this time.
2. China Internet financial reporting information platform browser search entered official website, including peer-to-peer lending. Both P2P and Internet can make complaints through this channel. In addition, this platform complaint needs a real name. Click on the complaint on the home page to enter the message page, fill in the complaint reasons, upload the evidence, and leave your name information.
This is the end of the introduction about complaining about online loan companies and how to complain about the phone number of online loan companies. I wonder if you have found the information you need?
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