Is Anxinhua a third-party debt collector?

Yes.

According to the official website of Anxinhua, Anxinhua mainly provides small cash loan services, and users can apply for loans through the mobile APP. In the loan contract, Anxinhua usually clearly stipulates the borrower's repayment obligations and overdue penalty interest and other relevant provisions. Once the borrower fails to repay the loan overdue, Anxinhua will take a series of measures, including but not limited to collection, text message reminders, etc., to ensure that the borrower repays as soon as possible. Therefore, Anxinhua is a third-party collector.