How to repay Xiaomi loan in advance

Xiaomi loan is a high-amount unsecured loan product officially produced by Xiaomi. Some netizens have sufficient funds after the loan is completed and want to return the arrears in advance. So how to repay Xiaomi loan in advance?

How to repay Xiaomi loan in advance?

Xiaomi loan can be repaid in advance through the prepayment function of Xiaomi loan APP, Xiaomi wallet APP and Xiaomi financial APP. It is suggested that it is best not to prepay, and timely repayment is helpful for credit evaluation.

Early repayment of Xiaomi loan is an intimate function provided by Xiaomi for borrowers, which can be repaid in advance through Xiaomi loan APP, Xiaomi wallet and Xiaomi financial APP.

1 Log in to Xiaomi Wallet APP and Xiaomi Finance APP, and repay the home page in advance. Select the loan item to be settled, and submit it after confirming the total repayment amount.

2 Log in to Xiaomi Loan APP, select the loan items that need to be settled in advance according to the loan repayment record on the loan homepage, and submit them after confirming the total repayment amount.

The prepayment fee of Xiaomi loan will be charged according to different repayment methods. At present, there are two repayment methods: repayment by loan and repayment on schedule.

Borrowing and repayment: collecting principal and interest from the date of borrowing to the date of prepayment;

Repayment on schedule: the principal and interest from the loan date to the repayment date are charged for prepayment, and the handling fee of 3% of the prepayment principal is charged;