Do China Post, Mobile Banking and SMS need money?

Hello, 1, China Postal Savings Bank mobile banking is free; If it is an authentication method for handling tokens, each token will be charged a 20 yuan fee; 2. SMS notification service for change of current account of Postal Savings Bank, 3 yuan/month, 30 yuan/year; Pay Notice, 1 yuan/month, 10 yuan/year; Withdrawal notice, 2 yuan/month, 20 yuan/year; Notice of account transfer, 2 yuan/month, 20 yuan/year; I hope my answer is helpful to you.