What is the seven-day notice deposit of CCB?

China Construction Bank has launched a one-account deposit service, that is, notice deposit within seven days and automatic interest settlement within seven days.

50,000 yuan can be accessed at any time, but the minimum access amount exceeds 1 1,000 yuan. Therefore, a family's interest rate is very high, but it is as convenient as the current period (the interest rate is more than twice that of the current period).

Of course, if you deposit separately, you must choose one-day notice deposit or seven-day notice deposit.

If you open an account in one day, you must notify the bank one day in advance to enjoy the one-day notice interest rate. If the deposit is notified seven days in advance, the bank must be notified seven days in advance. If you want to withdraw money, you can enjoy the interest rate for seven days.

The initial deposit amount is 5W, the interest is 1.35%, and the minimum renewal amount is 1000 yuan. If the balance of the notice deposit is higher than 50,000 yuan, the withdrawal amount is not limited. If the account is less than 50 thousand yuan after withdrawal, all the remaining money in the account must be taken out or transferred to the current account.

For example, if you deposit 60,000 yuan, you can withdraw 1- 10000 yuan at will, but if you withdraw 20,000 yuan, the balance of the notice deposit is 40,000 yuan, which is less than the initial deposit amount. All the 40,000 yuan must be withdrawn or deposited in the current account, and it will be automatically transferred every 7 days, with compound interest.

Extended data:

The currencies of call deposits are RMB, HKD, GBP, USD, JPY, EUR, CHF, AUD and SGD (please consult local branches for specific business and currency of each province).

Applicable interest rate

The call deposit rate of RMB and foreign currency is higher than the deposit rate. At present, the annual interest rate of the latest seven-day notice deposit is1.35% (effective from 2012.07.06).

Description of interest-bearing situation

1. If the term exceeds the agreed time limit, the withdrawal amount shall be calculated according to the current interest rate on the deposit date;

2. For the money withdrawn without prior notice to the bank, the interest shall be calculated at the current interest rate;

3. If the withdrawal is made in advance or overdue after notification, the withdrawal part will bear interest at the deposit interest rate;

4. If the withdrawal amount is less than or more than the agreed amount, the actual withdrawal amount shall bear interest at the deposit interest rate;

5. If the withdrawal amount is lower than the minimum withdrawal amount, interest will be calculated at the deposit interest rate;

6. If the notice deposit has gone through the notice formalities and has not been withdrawn or cancelled within the notice period, no interest will be accrued during the notice period;

7. If the notice deposit is partially withdrawn and the retained part is higher than the minimum deposit amount, the deposit term shall be calculated from the original account opening date; If the retained part is lower than the minimum deposit amount, the interest shall be calculated according to the deposit interest rate listed on the transaction date.

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