A CCB loan of RMB 150,000 is overdue for two months. What will happen? Will I go to jail?

I received a CCB loan of RMB 150,000 and it was overdue for two months. What will happen? Will I go to jail?

If you do not repay the loan on time or do not repay the loan, the bank will take the following measures in the following order:

1. Call and tell you which installment of the mortgage loan you have not repaid, please You have time to repay the loan in time;

2. Call again to inform and urge the repayment;

3. If repeated calls have no effect or the borrower cannot be found by phone , the bank will send special collection personnel to inform you of the loan and to collect the loan;

4. If you come to your door many times to no avail, the bank's permanent legal advisor will send you a "lawyer's letter" to inform you that if you do not repay the loan, To obtain a loan, measures such as "litigation to court" must be adopted;

5. If the loan is not repaid without borrowing, the bank will take the case to court. After the court's decision, the borrower will repay the loan within a time limit. If the loan is not repaid overdue, the bank will generally After the property is auctioned and sold, the proceeds will be used to repay the bank principal and interest, and the excess will be returned to the borrower. The property will belong to others.

If the family’s income is reduced due to an unexpected event and the loan cannot be repaid (non-repayment is not malicious), and the house is the family’s only house, the bank will generally not and cannot resort to auctioning. , deal with it by selling it. But this debt will always exist, and at most you will be exempted from some interest.

In addition, your credit will be affected, and your overdue information will be recorded in the "Credit Reference" database.

As long as you pay off the two months that are overdue (there will be a little overdue interest, not much), then you will be able to repay on time, but try not to be overdue.

Being unable to repay a loan is only a civil matter and will not lead to jail time. If a creditor files a lawsuit in court and you refuse to fulfill the legal judgment despite being able to do so, it will constitute the crime of refusing to fulfill the judgment, and you may be imprisoned.

Legal basis: Article 313 of the "Criminal Law" stipulates that the crime of refusing to execute a judgment or ruling is a crime of refusing to execute a judgment or ruling made by a people's court when the person is capable of executing it and refuses to execute it. If the circumstances are serious, he shall be sentenced to not more than three years. Imprisonment, short-term detention or fine. What will happen if my China Merchants Bank credit card is overdue for 80,000 yuan and is not overdue for two months?

Hello! If it is a China Merchants Bank credit card, if you have any consumption, please repay it on time and in full. First of all, overdue repayment will generate a bad credit record, which will affect your personal credit and future credit business, such as loans. Secondly, overdue repayment will generate interest and late fees. Finally, failure to repay for a long time may violate criminal laws, and our bank will reserve the right to pursue prosecution. right. What will happen if a bank credit card overdraft of RMB 80,000 is overdue for 3 months and is not repaid for 3 months?

If it is a China Merchants Bank credit card, if you have any consumption, please repay it on time and in full before the due date. First of all, overdue repayment will generate a bad credit record, which will affect your personal credit and future credit business, such as loans. Secondly, overdue repayment will generate interest and late fees. Finally, failure to repay for a long time may violate criminal laws, and our bank will reserve the right to pursue prosecution. right. What will happen if the loan from Minxin is overdue for two months?

There will be penalty interest, and they will harass you with phone calls to make you feel uncomfortable. Other problems are not big. If Jingdong Baitiao owes 3,000 yuan and is overdue for two months, will he go to jail?

Will he be sued?

Debt disputes:

It can be generally understood as the occurrence of conflicts caused by various problems in the repayment relationship of money, loans and repayments.

Debt disputes are conflicts between people over money, which are called debt disputes

Legal obligations: the debtor has the obligation to comply with the agreement

The debtor can be a citizen or a legal person, and the state can also qualify as a debtor when it appears as a civil subject.

Explanation in the "General Principles of Civil Law": Based on the principle of relative rights and obligations, a debt is a debt relative to a creditor, that is, a civil law obligation that must be a certain behavior (action or omission). Therefore, the relationship between debt and debt is essentially a judicial relationship between creditor's rights and debt. Neither creditor's rights nor debt can exist independently, otherwise they will lose their meaning.

The car was overdue for several months and the criminal police team called me to surrender. Will I go to jail?

It depends on the nature of the pregnancy. The crime of adultery is a crime of a minor. You must go to jail and surrender. I can get a leniency. It is moral and does not violate the law. I am overdue for 2 months in Weifangwan. Will I still go to jail?

If you really have no ability to repay, you should negotiate with the bank or lending institution to extend the repayment period or repay in installments.

Loan money will not have any consequences:

1. If the lending institution or bank wins the lawsuit in court and fails to fulfill the court judgment during the performance period, it will apply to the court for enforcement. .

2. When accepting compulsory execution, the court will inquire about the properties, vehicles, securities and deposits in the name of the lender in accordance with the law.

3. If the lender has no property available for execution and refuses to fulfill the effective judgment of the court, negative information such as overdue repayment will be recorded in the personal credit report and high consumption and entry and exit will be restricted. , and may even be subject to judicial detention.

4. If someone has the ability but refuses to execute, he is suspected of refusing to execute the judgment or ruling. What should I do if my debt from Centaline Consumer Finance is two months overdue? Will I go to jail?

Centaline Consumer Finance has not paid back even one installment of 30k. It's been 22 days overdue. I've contacted my relatives and friends in passing, through phone calls and text messages. They said it would be handed over to the finance department and they would follow their procedures. I have no money to pay back and I can't afford to pay it back. I won't go to jail. If I go to jail, don't I have to pay back the money? I took out a loan of 30,000 from the People's Insurance Company of China and it's overdue for two months. I wonder what will happen?

Hello, if the overdue record exceeds 90 days, it will be listed on the credit blacklist. Please solve it as soon as possible. What are the consequences of a loan of RMB 250,000 being overdue for two months?

If a loan from China Merchants Bank is not returned on time (the full amount is not deducted on the day of deduction), an overdue record will be generated, which will be recorded by the central bank. Go to the credit reporting system. Since your credit situation needs to be reviewed when applying for loans or credit cards in the future, it is recommended to maintain a good repayment record (please confirm with the agency handling subsequent business whether there will be any impact after the specific review).