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What does China Postal Savings Bank mean by online banking short deduction?

Refers to the service fee deducted by SMS notification.

SMS notification fee, as soon as the bank card account changes, SMS will immediately remind you that such intimate service has already won the hearts of the people. But this peace of mind also costs money. Generally, the SMS notification fee for debit cards is one month in 2 yuan and one year in 24 yuan. Credit cards do not charge SMS notification fees.

If you don't want to continue using this service, you can use a mobile phone with a bank card, edit the short message "QX" and send it to1185 to cancel this service. Or call customer service: 95580 to find a manual customer service to cancel the SMS notification service.

Extended data

Other common bank charges:

1, ATM inter-bank cash withdrawal fee.

Many people often encounter such a situation, that is, they are in a hurry to withdraw money, but there are no banks or ATMs nearby, so they can only use ATMs of other banks to withdraw money, and the handling fee is generally a 2 yuan.

2. Account cancellation fee

There is no charge for canceling the debit card account, but if the bank card is lost, it must be reported and reissued first. The loss of a debit card is mostly 10 yuan -20 yuan, and the card replacement fee is mostly 5 yuan-15 yuan. In addition, the card can be reissued or cancelled after seven days of loss reporting.

3. Loss reporting fee+card replacement fee

Debit card loss reporting+replacement fee has been mentioned before, but the charging standards for credit card loss reporting and replacement are different from bank to bank: 20 yuan with low loss reporting fee and 80 yuan with high fee; Some banks don't charge card replacement fees, while others charge around 20 yuan.

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