Is it true that China Bank can't receive short messages when transferring money at night?

No, as long as there is no special notice from the bank, China Bank provides services 24 hours a day, so it's not that the bank can't receive SMS when transferring money at night, because the SMS reminder service of the bank card has expired. Bank of China is a state-owned bank, directly supervised and managed by the central government, and also belongs to the central enterprises.