Why can't Hubei Rural Credit Cooperative Weizhong Bank find the balance?

There are three reasons why Hubei Rural Credit Cooperative Weizhong Bank can't find the balance.

1. The user logged into Weizhong Bank and failed to open the balance inquiry service at the outlet, which made it impossible to use the inquiry function.

2. The login password set by the user does not match the login password entered, which makes it impossible to log in and query.

3. The user has not opened online banking or mobile banking.

What are the methods to query the balance of rural credit cooperatives?

Rural Credit cooperation refers to the establishment approved by the People's Bank of China, which consists of members' shares. Rural cooperative financial institutions that implement democratic management and mainly provide financial services to their members. So, what methods do you know to check the balance of rural credit cooperatives? Let's take a look together.

First, the rural credit cooperatives bank card balance query method

Rural credit cooperatives balance inquiry, if you have a card, you can inquire on the ATM machine. If you don't have a card, you can call the rural credit cooperatives to inquire. In addition, the details of the credit card of the rural credit cooperative can't be inquired on the ATM, so I need to bring my card and ID card to the counter of the credit cooperative for inquiry.

Inquiry method of bank card balance of rural credit cooperatives

1. Go to the counter and check the account balance. You can bring your bank card or passbook to a nearby rural credit cooperative bank outlet and let the counter staff check the account balance.

Inquiry method of bank card balance of rural credit cooperatives

2.ATM self-service inquiry: Credit union bank cards can also be inquired through bank self-service terminals, and individuals need to follow the process step by step to inquire the information of their bank cards, but it is not as detailed as the counter inquiry.

Inquiry method of bank card balance of rural credit cooperatives. Call the customer service phone of rural credit cooperatives around the country. The telephone number is different in every place. Ask the staff whether they can check the account balance of the credit union through telephone banking.

Inquiry method of bank card balance of rural credit cooperatives. Credit Union Online Banking Inquiry: In the new era and new atmosphere, many provincial credit cooperatives have opened online banking. Anyone who knows the Internet and computers can check the bank cards of credit cooperatives through online banking, which is not only time-saving and labor-saving, but also safe and reliable.

Second, the rural credit cooperatives passbook balance query method

You can take your credit union passbook to the nearby bank to check the account balance, and then ask the staff at the counter to print it out for you, and the final balance will be displayed in your passbook.

If you want to know the change of passbook balance in time, you can take your passbook and ID card, and I'll go to the bank to open a SMS reminder. Of course, there is a charge.

Matters needing attention in using passbook

First, strictly keep all kinds of information obtained from banks. Don't throw away voucher forms or receipts at ATMs and bank counters anywhere. Even if you throw it away, you should tear it up until it is difficult to piece it together.

Second, when setting the passbook password, avoid using easily decipherable numbers such as ID number, serial number, telephone number and birthday number. Before entering the password in the bank, look around to see if anyone is peeking. When entering the password, cover it with your hand so that no one can see it.

Third, don't lend your ID card to others.

4. Report the loss of the passbook or forget the password in time.

Five, the passbook should be placed in the safe at home or in a relatively secret place, and it will not be easily obtained by others. Don't let the children get the passbook.

Six, in the process of business, when the other party requests to fax a copy of the passbook, it is best not to pass the copy of the passbook.

Three, rural credit cooperatives online bank balance query method

Please bring your valid certificate to open online banking in rural credit cooperatives around the country, and then log in to the online banking of rural credit cooperatives to check the account balance. After opening the online bank of rural credit cooperatives, you can log in to the personal online bank of rural credit cooperatives and enter your own number to check the balance of rural credit cooperatives. The online banking inquiry of rural credit cooperatives is not limited to the inquiry of transaction details, and customers can also inquire about accounts, account points, transfer results, basic loan information, repayment history details and so on.

Similar to the online banking of other commercial banks, the functions of online banking of rural credit cooperatives are mainly reflected in the following aspects:

First, personal account management. Realize the comprehensive service functions of individual customers' inquiry, management and setting online banking registered accounts, including account inquiry, transaction details inquiry, wealth collection, account addition and deletion, account loss reporting, integral inquiry, etc.

Second, personal transfer and remittance. Personal customers can transfer money to their own or other banks' accounts through online banking, including intra-bank transfer, inter-bank transfer, and transfer result query of online banking of rural credit cooperatives.

Third, personal finance business. Through online banking, the mutual transfer function between individual customer time account and notice deposit account and current account can be realized. Specific functions include changing current account to fixed account, changing fixed account to current account, changing current account to notice, and changing notice to current account.

In addition, the online banking of rural credit cooperatives also has the functions of personal loan, enterprise account management, internal payment and external payment. These functions delimit the scope of online banking inquiry function of rural credit cooperatives.

Legal basis;

Provisions on the administration of rural credit cooperatives:

Article 10 To establish a rural credit cooperative, the applicant shall submit the following documents to the county (city) branch of the People's Bank of China where it is located:

(1) application (name, location, registered capital, business scope, etc. (1) The name of the rural credit cooperative to be established;

(2) Feasibility analysis report;

(3) Other documents and materials required by the People's Bank of China.

Eleventh the establishment of rural credit cooperatives, the applicant shall fill in a formal application form, and submit the following materials:

(1) Draft articles of association;

(two) the chairman, vice chairman and director, deputy director and their qualification certificates;

(3) A capital verification certificate issued by a statutory capital verification institution;

(four) the list of sponsors and the amount of capital contribution;

(5) Valid certification documents of the property right or the right to use the business premises that meet the requirements, safety precautions and facilities necessary for handling business;

(6) Other information provided by the People's Bank of China.

If it has been six months since the People's Bank of China approved the preparation, it will automatically lose its qualification for preparation and may not apply for preparation within six months.

Twelfth rural credit cooperatives shall apply to the People's Bank of China for opening. The examination and approval procedures are as follows: the county (city) branch of the People's Bank of China conducts preliminary examination, the city branch of the People's Bank of China conducts re-examination and the provincial branch of the People's Bank of China approves.