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When is the repayment date in Bai Hua?

There is no fixed repayment date in Bai Hua. At first, it is usually one of 8, 9, 10. At present, the repayment date of Bai Hua can be changed. The repayment date after the change can be 15 or the 20th of each month, which is very flexible.

You can flexibly adjust the repayment date according to your actual situation, but it should be noted that Bai Hua only supports changing the repayment date once a year, so be careful when choosing.

Flower Garden is a scene-based credit consumption tool in the Internet era. When users spend, they can use the flower garden quota to enjoy the shopping experience of "spending first, then paying". The industry believes that banks and other financial institutions have experience in capital and risk control, while Huayuan has consumption scenarios and risk control data. Both sides have their own strengths and complementary advantages. Therefore, cooperation can not only make finance truly serve the reasonable consumption needs of users, but also better control risks, reduce capital and service costs, which is conducive to the development of the industry.

Ant flower buds support multi-scene shopping. Previously, the main application scenarios were Taobao and Tmall, and most merchants in Taobao and Tmall can use it to pay.

Product features:

1. Purchase in the current month and repay next month (except for some specific categories such as taobao travel, recharge and movie tickets, Taobao Tmall will repay next month after confirming receipt, and repay next month after placing an order for payment in other platforms).

2. Free use of the consumption quota for shopping (if the flower buds are purchased by stages, the buyer will bear the specified fee according to the rate set by the merchant).

3, convenient repayment, support Alipay automatic repayment.

Bud course:

Ant Flower Garden has been officially launched since April 20 15. Mainly used for shopping on Tmall and Taobao, it has always been loved by consumers, especially those born in 1980s and 1990s. In order to better serve consumers, ant flower buds began to break the restrictions of shopping platforms and expand their services to more online and offline consumption fields.

The ant flower garden has only been online for half a month, and more than 1.5 million merchants in Tmall and Taobao have opened flower gardens. In order to attract consumers more accurately, many more responsive businesses have begun to modify the description of the baby and directly add the words "support the garden". The person in charge of Durex Tmall flagship store told the reporter that a product specially launched for new users of ant flower beds sold more than 10,000 copies a day and robbed a week's inventory.

The data shows that after merchants access ant flower beds in stages, the transaction conversion rate has increased by 40%.

During the 20 15 Double Eleven period, Ant Flower Garden gave full play to its product ability of worry-free payment, and paid 60.48 million transactions throughout the day, accounting for 8.5% of Alipay's total transaction volume.

On June 4, 20 17, Jing Xiandong, CEO of Ant Financial Services, announced that "the technical capabilities and products accumulated by Ant Financial Services will be fully open to financial institutions, one mature and the other open. Openness does not divide the distance. The only selection criterion is whether it is innovative and has user value. "