I just bought insurance for less than ten days ~ I haven't given the insurance policy yet! What if I want to surrender? But a short message sent me a contract number!

You can apply for surrender directly, and you can surrender in full within ten days. The hesitation period means that the insured can return the insurance contract to the insurer and apply for cancellation if he has any objection to the contents of the insurance contract within 10 days after receiving the insurance contract (bank insurance channel is 15 days). During this period, the insurer agrees to the applicant's application, terminates the contract and returns all the premiums received.

There are two main ways to apply for surrender:

First, it is handled at the counter by the salesman of the bank or insurance company. In this case, the hesitation period is calculated from the date of signing the contract. As long as the employee decides to cancel the order during the contract hesitation period, he can take the insurance contract and go directly to the salesman who helps the employee.

The second is telephone handling. In this case, the insurance contract is delivered quickly, and the hesitation period is generally calculated from the date of delivery of the contract. The process of canceling the bill must be completed by telephone. The telephone number can be found in the contract. After the call, you can ask the other party to cancel the bill. Generally, there will be telephone recording to inquire about the policy number, important information of the insured and confirm the application for canceling the bill. The processing speed is also quite fast.