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How to open SMS service with bank card

There are three ways to open the bank card SMS reminder service:

1. Call the customer service phone of the issuing bank directly, and after completing the identity verification, apply for opening the SMS reminder service of the bank card through the manual service;

2. Bring a valid personal ID card and bank card and open a SMS reminder at the counter of any card-issuing bank outlet;

3. It can be opened on the self-service terminal provided by the bank. You need to insert a card and verify your identity.

In addition, mobile banking and online banking of some banks (such as Industrial and Commercial Bank of China) also provide SMS reminder service.

1. Can I apply for a bank card after my personal credit report?

Users can apply for a bank card as long as there is a personal credit report on their credit records. You don't need to check your personal credit, you can successfully apply for a bank card as long as you carry your ID card, and the threshold for handling a card is relatively low. Of course, if you apply for a credit card, you need to check the credit information. You can't apply for a credit card if the credit information is overdue.

Users need to keep their personal credit information, whether they apply for debit cards or credit cards, which is beneficial to other credit businesses in the future.

2. Can the bank ID card on the mobile phone be updated when it expires?

Users with mobile banking can update on their mobile phones. Users without mobile banking can only update at bank outlets. After logging in to mobile banking, mobile banking users find that their personal information can be updated according to the process, and they need to upload photos of their ID cards.

Users who don't have mobile banking need to bring their ID cards and bank cards to the bank outlets to update during bank working hours. If they don't update their identity cards in time, the use of bank cards may be restricted.

Third, can minors apply for bank cards?

Bank cards can be mainly divided into credit cards and savings cards:

When a customer applies for a credit card, a minor can't do it naturally. Only 18-year-old adults with full civil capacity can apply for a credit card master card. Of course, if parents have credit cards, children can apply for supplementary cards of their parents' credit cards. The threshold for supplementary cards is not high. Generally, you can apply at the age of thirteen or fourteen.

And if customers apply for a savings card, even minors can do it. However, it should be noted that those who are over 16 years old and under 18 years old can take their ID cards to the bank's business outlets for separate handling.

If you are under 16, you can't handle it alone. Must be accompanied by parents or other legal guardians to the outlets. Of course, parents can help, and it is ok for children not to go by themselves, as long as they provide their identity information and proof of their relationship.

Operating environment: iphone1114.7 mobile banking: version 5.0.