What's the interest rate of Gitzo loan? What is the minimum monthly interest rate for Gitzo loan?

How much is the interest on Gitzo loan?

The interest rate of cash loans is generally 0.58%, and then the handling fee and service fee are 0.78% and 1.58% respectively.

General relevant interest rates are set by the central bank and implemented by major financial institutions.

1, and the loan within six months (including six months) is 4.35%.

2. The loan for six months to one year (including 1 year) is 4.35%.

3. The loan for one to three years (including three years) is 4.75%.

4. The loan for three to five years (including five years) is 4.75%.

5. The loan for more than five years is 4.90%.

How much is the interest on Gitzo's loan of 10,000 yuan? Most people don't know how to calculate!

As a well-known loan platform in the industry, Gitzo Finance not only provides installment products, but also provides loan services. It is a relatively safe and reliable institution. If you want to borrow 10 thousand yuan, it's good to choose Gitzo. However, compared with banks, the interest rate of Jiexin is much higher, so how much is it to borrow 10 thousand yuan? Let's have a brief look.

1. How to calculate the interest of Gitzo?

Gitzo's online loan calculation method is very simple. Using the method of interest = monthly interest rate cycle of loan principal, you can put your own loan amount in and calculate interest.

Many small partners feel that Gitzo's loan fee is high, because it includes not only interest, but also service fees, management fees, liquidated damages and other charges, which are generally not low.

Second, is Gitzo's interest high?

After several years of upgrading and adjustment, Gitzo now has only two credit products, one is commodity loan and the other is consumer loan.

According to official website, the monthly interest rate of Gitzo loan is about 2%, and there is a service fee, so the monthly interest rate for one month is between the annual interest rate.

Compared with bank loans, this loan cost is really high. The annual interest rates of ICBC's e-loan and CCB's fast e-loan are around 6%~ 10%, which is more than doubled. So I suggest that you give priority to bank loans if you have the conditions.

If your personal qualifications are insufficient or your reputation is not good, you can choose Gitzo loan, which has low application threshold and fast payment, and can meet the needs of users who are short of money.

3. What is the interest of Gitzo's 10,000 yuan?

Judging from the feedback from netizens, it costs 10,000 yuan a month, and if it is not overdue, it will cost several hundred yuan. However, if it is overdue, the monthly interest will directly double and become higher and higher, so many people will not pay it in the end.

What's the interest on Gitzo's 50,000-54 loan?

Gitzo loans 50,000, 54 installments, with interest of 54,000 yuan and interest principal of104,000 yuan.

Gitzo loan 50,000, 54 installments, with interest of 50,000 _ 24% _ (54 ÷12) = 54,000 yuan.

The principal interest is 5000054000 yuan =104000 yuan.

Answer: Jieke Credit is 50,000 yuan, divided into 54 installments, with an annual interest rate of 24%, and the principal and interest should be repaid 10.4 million yuan.

How much is the loan interest of Gitzo?

1. If you receive a phone call or SMS invitation from Gitzo, the monthly interest for borrowing more than 20,000 yuan will be 2. 17, and no other handling fees will be charged;

2. I haven't received a phone call or SMS invitation from Gitzo, and the monthly interest rate is generally around 2.5.

However, there are many types of Gitzo loans. Counting the specific handling fee and interest, the monthly fee is subject to the actual display on the page.

Jiexian Loan is a consumer loan launched by Gitzo Consumer Finance Company. Applicants can apply as long as they are 20-55 years old, earn more than 2,000 yuan a month and work in the local area for more than 3 months. The maximum loan amount is 65,438+00,000, and the longest loan period is 65,438+02 months. It is short-term consumption.

Gitzo cash loan interest includes normal loan interest, monthly service fee and customer service fee. Gitzo's cash loan interest rate is generally 0.58%, while the monthly service rate and customer service rate are 0.78% and 1.58% respectively. Take Gitzo's cash loan with a term of 5,000 yuan as an example. After the loan expires, the interest is more than 2000 yuan, which is much higher than the cash loan of the bank.

Extended data:

1. Gitzo Jiexian Loan is applicable to new customers who have not applied for Gitzo installment loan. If Gitzo's installment payment has been made, Gitzo's cash loan cannot be made.

2. The current loan cost of Jiexinjie is relatively high, and applicants should apply according to their repayment ability.

3. Gitzo's current loan supports prepayment. If prepayment is required, you need to apply to Gitzo five days before repayment/kloc-0, and there are corresponding procedures for prepayment.

Gitzo loan interest is not only generated by the loan interest rate. Don't just pay attention to the loan interest rate and ignore the hidden interest such as service fee. Gitzo loan has a high interest rate.