What information is needed for an Agricultural Development Bank loan?

1. What information is required for an Agricultural Development Bank loan?

What type? For a general loan application, the following materials are required: the original and copy of the borrower's valid identity document; proof of local permanent residence or valid residence status; and proof of the borrower's loan repayment ability. Such as the income certificate issued by the borrower's unit, the borrower's tax bill, and insurance policy; the borrower obtains the pledge rights, mortgage list and ownership certification documents required for the pledge and mortgage amount, and the owner and the owner of the property agree Written documents of pledge and mortgage; written documents of the guarantor's agreement to provide guarantee required for the borrower to obtain the guarantee limit; materials proving the guarantor's credit standing; evaluation report of the collateral issued by a socially recognized evaluation department; other documents and information specified by the bank.

2. What are the conditions for applying for a loan from the Agricultural Development Bank of China?

The conditions for applying for a loan from the Agricultural Development Bank of China:

Go through enterprise registration in accordance with legal provisions, obtain a business license and a valid Inspection procedures, special industries shall be issued business licenses by competent agencies.

Loan cards issued and inspected approved by the holding central bank, issued by the technical supervision department and annual inspection agency code certificates.

Open a deposit account with agricultural issues as the opening account, accept the credit management of the agricultural letter of credit, comply with the letter of credit, and abide by the contract. The personal credit status of business owners, managers and major shareholders is good, and there are no illegal or illegal social behaviors.

Have legitimate and stable income or subsidies from sources, have the ability to repay debts on time, corporate asset-liability ratio and other major financial indicators, and meet the requirements for banks.

Provide guarantees that requirements will be met. In addition, it also meets the requirements of other conditions of the Agricultural Bank of China. Those who meet the above conditions can apply for a loan. First, you need to apply to the local Agricultural Bank of China for issuance of operating institutions and handle relevant matters. Including: Under the guidance of the account manager, fill in the application form for agricultural loan issues according to the standard format. Submit documentation regarding eligibility, financial statements, and the type and method of loan being offered pursuant to the application. After approval, the loan is then disbursed.

3. What are the conditions required to apply for an Agricultural Development Bank loan?

Customers applying for credit business should meet the following basic conditions:

(1) Go through industrial and commercial registration in accordance with the law, obtain a "Business License" and valid annual inspection procedures; According to the Regulations, those operating special industries must hold a business or operating license issued by the competent authority.

(2) The business activities engaged in are legal and compliant and comply with national industrial development policies and regional development policies.

(3) Open a deposit account with the Agricultural Development Bank of China, voluntarily accept the credit management of the Agricultural Development Bank of China, abide by credit and abide by the contract.

(4) The application for credit by an enterprise legal person with a corporate system must comply with the company's articles of association. If the company's articles of association do not provide for it, a resolution from the general meeting of shareholders (shareholders' meeting) authorizing the board of directors (general manager) to borrow external funds can be provided. .

(5) Hold a loan card approved by the Central Bank and passed annual inspection and an organization code certificate issued by annual inspection.

(6) It has legal preparations and the financial indicators of its ability to repay principal and interest on time meet the requirements stipulated by the Agricultural Development Bank of China.

If (7) does not meet the credit loan method, you should provide documents that meet

(8) to apply for bill discount.

(9) When applying for a project loan, the source and proportion of project capital should comply with the state and reduce the above basic conditions for providing credit business.

IV. What are the requirements for applying for a loan from the Agricultural Development Bank of China?

Conditions for applying for a loan from the Agricultural Development Bank of China:

1. Register an enterprise in accordance with legal provisions and obtain a business license and effective inspection procedures, and business licenses for special industries are issued by competent agencies.

2. Hold the loan card approved by the central bank for issuance and inspection, the technical supervision department and the annual inspection agency code certificate.

3. Open a deposit account with agricultural issues as the opening account, accept the credit management of the agricultural letter of credit, abide by the letter of credit, and abide by the contract.

The personal credit status of business owners, managers and major shareholders is good, and there are no illegal or illegal social behaviors.

4. Have legal and stable income or subsidies from sources, have the ability to repay debts on time, corporate asset-liability ratio and other major financial indicators, and meet bank regulations.

5. Provide guarantee that requirements will be met. In addition, it also meets the requirements of other conditions of the Agricultural Bank of China. Those who meet the above conditions can apply for a loan. First, you need to apply to the local Agricultural Bank of China for issuance of operating institutions and handle relevant matters. Including: Under the guidance of the account manager, fill in the application form for agricultural loan issues according to the standard format. Submit documentation regarding eligibility, financial statements, and the type and method of loan being offered pursuant to the application. After approval, the loan is then disbursed.