Business failure, debt of 4 million, how to go on in the future?

Now that I think about it, I did play a good hand. After graduating from college in 1996, I went to work in a state-owned enterprise, and my income was relatively high locally. In 20 15, I listened to others' words and started to speculate in stocks, losing 654.38+10,000 yuan. At that time, it was not painful. Later, someone called every day and recommended to make a spot. They lost more than 500 thousand at a time, afraid of being scolded at home, and then began to borrow money to read books everywhere. I didn't turn it out. I started to make small loans, online loans, usury, and friends from all walks of life borrowed money to make futures. The borrowed money is basically impossible to repay, which ruined all the contacts accumulated in the early stage. Now I have no credit. I owe millions at present. I am most afraid of receiving a phone call every day to pay back the money. I can't sleep at all. My hair is turning white. Now I'm trying to make money, see when I can pay it off, and then be an upright person.

Stick to it, I believe that only hard work will bring you back to life.

I have a debtor, 50 years old, who used to be the chief of business administration of a state-owned enterprise. Later, because of the poor efficiency of the unit, he bought it out and retired early. He took a sum of money and made a joint venture with a very good friend to be the agent of a certain brand. Two people invested about 3 million, he invested 2 million, his friend invested 1 10,000, and then half of the money he invested came from relatives. In 20 16, his old mother was seriously ill. I didn't take care of my business for two months because I needed to go to a foreign hospital for care. When he came back, he found that the store was empty, all the money and goods were gone, and there were nearly one million outstanding debts. The whole person was stunned in an instant. That was the first time I saw a person turn white in a few days. The legendary thing really happened. But it is such a person who goes door to door with sincerity and apologizes to the creditors. He said modestly that the money could not be paid back on time. He has called the police, not sure how much he can recover, but he will definitely pay it back. Please don't worry, his son will pay it back in the future. Faced with such a situation, what can we say? To tell the truth, I am worried about his sinking, but I still see that he is so confident in life. He started looking for a job again, selling insurance during the day, running Didi at night, and later opened a restaurant. After he started to make a profit, he began to pay back the money one by one. Because I have the farthest relationship with him, I paid it back first. At first, it was 1w for one month, and later it was 2w or 3w, and it was paid off last year. I was surprised that a good restaurant could earn so much money.

Now that I think about it, when business fails, one of the reasons why many people feel powerless and even desperate is that relatives and friends can't lend a helping hand, and some even treat each other coldly and gossip. This is actually what most people may encounter, but the most important thing is not to lose confidence in the future. As the saying goes, God helps those who help themselves. To tell the truth, my debtor can still stand up after such a blow. The most important thing is that he didn't lose heart, which undoubtedly infected his relatives and friends. Everyone chose to continue trusting him, and some even helped him reopen a restaurant.

Life is like this, because we are full of dreams for the future, so we are all struggling and striving hard. That's because we have people to love besides ourselves. We should realize our life value through our own efforts and give them happiness and a bright future. It is under the guidance of such a goal that we may sometimes push too hard or get lost for a while, but even the biggest setbacks and failures are small problems in the face of life and death. Your parents, your relatives, do you really have the heart to give them up and choose to get rid of them, but let them suffer for a lifetime? Why don't you believe in yourself, don't give yourself, and give people around you another chance.

When we lose everything, it is precisely when we can see ourselves more clearly. This time is often the best time to start from scratch. God will never close a door. First, find a job and keep your life busy, instead of sinking down. Thinking can make people stubborn. Rich jobs and income will gradually change our situation. In this interval, we might as well think about the process of past failures and sum up the experience and lessons. Find out why I failed. I have always thought that failure in starting a business is nothing, because it is not profligacy or gambling. Such a failure is nothing. Such failures happen from time to time in our society. The difference is that some people sink into it, some people continue to fail, and some people stand up from failure and move towards success. Then when introduced to others, they flatly said that failure is the mother of success! Subject, I hope you can become such a person.

Hello everyone! I am an undergraduate of 20 12, and I dropped out of school in the same year to invest and start a business. In the past eight years, I have run a board game bar, a tea shop, a powder shop, a house rental, a car rental, a property management company ... and futures stocks ... all of which have not made any money, and I have lost more than ten thousand relatives and friends 10. No matter how poor you are, you can't borrow folk usury, but you can't turn over forever. At that time, I lived in an internet cafe for a year in a row, then went to work and looked for a job ... of course it didn't go well, I think! Most men had better not start a business before 40. Really, bloody lessons, painful lessons, family destruction. ...

I am in debt of 654.38 million yuan. I started my business in 2005. Because of greed, borrowing money to invest and the high interest cost, it collapsed this year. But my business is still there, and there is no better way. I'm making less and less money now, so I can only solve it step by step. I did a good job. Recently, my heart hurts because of overwork. In short, I have a healthy body.

You can only go on bravely, your family still needs you, your creditors are still waiting for you to pay your debts, and you must dry your tears and move on. I have no choice.

The debt of more than 4 million shows that the stall is not small. It should have been a very capable and enterprising person, which caused this passive situation. As the situation is unclear, it is difficult to give specific opinions or suggestions on how to deal with it.

Under normal circumstances, those who have not yet gone through bankruptcy liquidation should thoroughly investigate the causes of debts, prescribe the right medicine, cure stubborn diseases and turn losses into profits as soon as possible. If you have gone bankrupt and want to start again immediately, you will definitely be limited by the start-up capital and cannot implement it. It is suggested to change the region, choose enterprises familiar with the industry to carry out contracted business activities, pay off debts while looking for opportunities to make a comeback.

The problem is more common. I'm an entrepreneur, and I'm heavily in debt at present. Try to answer.

Business failure, debt of 4 million, how to go on in the future? The classic forum on entrepreneurship believes that a business operator with heavy debts should continue his life in the future.

Business failure, debt of more than 4 million, not a small number; It is a great blow to yourself and your family life. At the same time, we have to face all kinds of creditor's rights and debt disputes. This series of life and mental abuse must be painful. At the same time, we should have a reflection, introspection, understanding, induction and summary, learn from our mistakes and learn to change.

In the face of real life, many beautiful choices will be lost, for example, economic, life, spiritual, secular and friendship. Will suffer different degrees of painful failure. If we can't understand and reflect well; Then, the road ahead can only get narrower and narrower and more dangerous.

As the saying goes, "He who knows the times is a hero" does not mean that we will not admit defeat, be unwilling and bow our heads. No one can compete with reality only by weak individuals. No one will pity unreasonable people who have no faith. Therefore, as a business failure, in real life, we can only "compromise" and learn to survive in the cracks.

At the same time, we should start people's original ability, step by step, and prove ourselves with actions. Although bitter, bitter, but in this society, there is no shortage of opportunities to make money.

Therefore, don't lose heart, no matter how big the difficulties are, they will be overcome bit by bit and solved cleanly.

There must be various human factors that lead to the failure of the enterprise, and the debt is more than 4 million. Whether it is a capital chain problem, a management problem, an investment failure, or being cheated; Is a good warning.

In short, no one is perfect, and everyone will make mistakes; Correct mistakes when you know them. Then, we must learn to "learn from a pit" in the future; Be sure to have a rigorous and serious attitude towards the road you want to take, and sort out the planning in a standardized way; You can't be so reckless, hasty and careless. Whether investing, managing or managing money, we must abide by the rules.

To tell the truth, more than 4 million debts are already "astronomical figures" in the eyes of ordinary people; Without the extraordinary spirit of struggle, it is difficult to complete the task.

However, what the classic forum on entrepreneurship wants to say is that no matter how big the debt is, as long as you work hard enough, persist enough, be confident enough and work hard enough, you will certainly achieve your goal to a certain extent.

The acquisition of wealth is not entirely earned at one time (there is such an opportunity, but it does not necessarily belong to you), but it is more a process of accumulation. Therefore, first of all, to learn to make money, we must also know how to make overall plans.

Poor or rich, if a person, no matter how hard he works, how hard he works and how painful he is, if he doesn't know how to manage money and how to plan rationally, then in the end, everything will be empty.

In short, friendship, contacts, social resources, funds, business experience ... are all a process of accumulation.

For those who fail in business; On weekdays, we should not only redouble our efforts and be thrifty, but also learn modestly, make up for our own shortcomings, improve ourselves and be ready at all times. ...

Perhaps, some people think that the only way out and opportunity for people with business failures and debts of more than 4 million is to dare to take risks and toss about.

I am a classic forum for entrepreneurship. Welcome to read and share more entrepreneurial content.

Perseverance in a difficult situation is the only hope.

Having the energy to get money shows that you have some courage. Although the business failed, it was a lesson in life. In the future, you will become smarter, carefully analyze all kinds of reasons that are not conducive to development, find solutions, and get up the courage to start again.

4 million debt, for ordinary people, the pressure is really great. The cries of creditors, the whispers of neighbors, and the sometimes worried expressions of relatives will all affect your mood.

What shall we do? This is the most difficult stage, so we must hold on and think calmly about the countermeasures.

First of all, we should appease creditors, explain their current situation and give them time to develop, so as to make money and pay off debts. We must show confidence and sincerity and gain their sympathy and understanding.

Second, do a good job in your family, and don't let your wife and parents worry about themselves. Another is to ensure the family's living expenses, and the support and understanding of relatives is not a small driving force.

The third is your determination and courage, which is also the most important point. Be cautious, persistent, radical and steady, and start making money.

Show a new state and outlook with actions. People with lofty ideals in the society will give you support and help, and success is getting closer and closer to you.

I think: if you fall down in the shouts of debt collectors, there will be no hope forever.

There are ups and downs in life, and there are gains and losses in investing and doing business. When business fails, millions will be lost.

The focus of the problem is: whether you have accumulated a lot of business experience and professional skills in this loss, and whether your industry has the characteristics of growth or sustainable development. If you don't understand and lose so much money, it is estimated that you really threw it into the water.

This sentence sounds familiar. Get up wherever you fall. Then tell us that if we want to invest, we must invest in the fields we are most familiar with and good at, rather than blindly investing.

Shi Yuzhu is a business legend, from nothing to a billionaire, and then from a billionaire back to nothing, plus debt. It is a unique legend in economic history to finally make a comeback; Sun Hongbin, the founder of Sunac, has also gone through the lowest valley of his life, and he has achieved today's glory. This is not to say that everyone has to go through such difficulties and obstacles. I just want to say that it is not terrible to have setbacks and debts in life. The terrible thing is that you don't even have the courage to work hard.

Any investment is not easy to succeed unless you have connections, capital and experience. For ordinary people, experience is essential.

As for leaving 4 million debts, what should I do?

Making a comeback and paying back the money is the best incentive, but some people don't even know why they lost so much money. Not to mention starting all over again, it is likely to be a foolish investment. So it means not to make a comeback, but to start all over again.

This is a way to escape personal bankruptcy, although it has already started in China. Such as the recent personal bankruptcy case in Wenzhou and the bankruptcy case in Shenzhen. But that's just one or two special cases and just an attempt. The popularization of personal bankruptcy law still has a long way to go.

The first two roads won't work, that is, there is only one road, and this road is bitter. This is also the road that many debtors cannot choose to face. Endless debt collection, successive lawsuits, and even some threats. But no matter how hard you try, you still have to live one day at a time. If you put up with it day by day, you will get used to it. But one thing, you must have that heart, keep trying to find opportunities to make money and make a comeback. I also hope that people who are entangled in debt in trouble can get out of trouble and face a new life.

As the saying goes, a poor man is never old. Don't be complacent when they have money, and don't be discouraged when they have no money. Keep a good attitude and restore their previous business. You can lose 4 million and earn 4 million a day. Stick to it and you will make a comeback one day.

First of all, if your heart can't collapse and your mentality collapses, you will never be able to make a comeback. If a person can afford it, he can lose 4 million. Four million is not a distant number. Let the creditors have a rest, don't push yourself too hard, and there is no chance to pay back the money.

Re-quote: Why did your previous business fail? You can't make the same mistake in future business. Start over, start from small things, accumulate experience, and make a comeback one day.

As the saying goes: "The road to life is long, and the debt is endless." As long as people are alive and persist, they can make a comeback. The road of life is tortuous and everyone must go through it.

As far as you are concerned, it is not easy for some people to survive. A small temporary failure will make you lose your direction in life, which is not like what one person can say to 4 million people.

Since you can owe so much debt, it shows that your life has been brilliant and you are also a great person. Why not create more glory through your own efforts?

I once read such a story in a magazine. The shopkeeper is the boss of a real estate company and lives a luxurious life. One day, his company's capital chain suddenly broke and the factory was broken. He was confused, anxious and disappointed, but his life was not destroyed. But under the leadership of his wife, he started a new life from a barbecue stall. A few years later, he not only paid off all his debts, but also owned a new company. His life is brilliant again, just because he didn't indulge in himself.