Is ICBC SMS notification free?

If it is an ICBC credit card, it is free to open SMS notification service. If it is a debit card of ICBC smart card type, there is a charge for opening SMS notification, which is generally a monthly 2 yuan.

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Bank cards issued by ICBC are divided into savings cards and credit cards.

ICBC savings cards are divided into the following categories:

1. According to the brand, there are moneylink card, wealth management account card and ICBC wealth management account card;

2. According to card functions, there are chip cards (including single chip cards and magnetic stripe chip composite cards) and magnetic stripe cards;

3. According to the types of joint names, there are rational financial business friends card, military security card and rich agricultural pass card;

According to the distribution area, there are national savings cards and regional savings cards.

ICBC credit cards are divided into the following categories:

1. Divided into: credit card and quasi-credit card according to whether you enjoy interest-free repayment period;

2. According to the credit rating, it is divided into: black gold card, platinum card, gold card and ordinary card.

3. Divided into RMB cards and dual-currency cards (including multi-currency cards) according to account currency;

4. Divided by brand: UnionPay card, VISA card, MasterCard, American Express card, JCB card, Diner's card, etc.

5. According to the card issuing object, it is divided into personal card and company (business) card, and personal card is divided into main card and auxiliary card;

6. According to the information carrier, it is divided into magnetic stripe card, chip card and magnetic stripe chip inspection card.

Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc.

Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.

From August 1 2007, the annual management fee for bank cards was cancelled, and some basic financial service charges of commercial banks were suspended. 20 19 on April 22nd, China unionpay released the report on the development of bank card industry in China (20 19).

On August 15, 2020, Baidu Company, baixin bank and China UnionPay launched the first digital bank card in China-Baidu Flash Payment Card. On August 3rd, Kloc-0, China UnionPay released its first digital bank card "UnionPay Unbounded Card".