Deposit, withdrawal and online handling of provident fund ... Dali housing provident fund management center is online.

Dali Prefecture Housing Provident Fund Management

By the end of 2020 10, Quanzhou's housing provident fund collection, withdrawal, loans, business income and expenditure and other indicators have increased steadily. At present, both cash withdrawal and loans have completed the annual tasks assigned by the management Committee, and the collection at the end of the year can also exceed the planned tasks assigned by the management Committee.

Collection business: There are 3,248 units154,560 people in Quanzhou who have opened accounts and paid housing provident fund. During the period of 1- 10, the collection was 2.632 billion yuan, accounting for 94% of the annual plan of 2.800 billion yuan, and the balance was 9.466 billion yuan, totaling 23.984 billion yuan, up by 5.07%, 9.83% and 15.04% respectively.

Withdrawal business:132,573 housing accumulation funds1.90.8 million yuan in October-1.03. 7438+0.0%/kloc-0 completed the annual plan. Among them, there were 26,726 withdrawals for housing consumption of 65.438+0.598 billion yuan, accounting for 83.75% of the withdrawal amount in that year, and 5,847 withdrawals for non-housing consumption of 36.5438+0.6% of the withdrawal amount in that year. Total withdrawal amount1451800 million yuan, up 18.438+0% year-on-year. The extraction rate was 72.49%.

Loan business: In June, 2,724 loans were granted148.9 million yuan, accounting for 1.06% of the annual plan of 1.23 million yuan, a year-on-year decrease of1.52%; Support loan purchase area of 395,000 square meters; Recover the loan of 805 million yuan; The balance of loans at the end of the month was 8.234 billion yuan, up by 65,438+065,438+0.74% year-on-year; The total loans amounted to 665,438+066,654,38+0 RMB 654,38+04.723 billion, a year-on-year increase of 654,38+04.2%. At the end of the month, loan-to-deposit ratio accounted for 86.98%, up 65,438+0.48 percentage points over the same period of last year.

Income: By the end of 10, the income from housing provident fund business was 234 million yuan, the business expenditure was1.1.80 million yuan, and the value-added income was1.60 million yuan, increasing by1.5./respectively.

Risk control: Dali Housing Provident Fund Management Center had no overdue loans from June 5438+0 to June 5438+0. At that time, the overdue loans were 1 1 RMB 2,473,5438+0,000, and the overdue rate was 0.3‰. The loan-to-deposit ratio was 86.98%, and the deposit in the provident fund account at the end of the month was 65.438+43.5 million yuan, of which 205 million yuan was in demand. Although loan-to-deposit ratio operates at a high level, it has abundant liquidity, controllable risks and normal capital operation.

Implementation of phased support policy for housing provident fund: As of June 30th, there were 336 enterprises in Quanzhou applying for deferred payment of housing provident fund, involving 17970 employees, with a deferred payment amount of 7.563 million yuan (including 378 15000 yuan for enterprises and 378 15000 yuan for employees). It has strongly supported Quanzhou enterprises to fight the epidemic, resume work and production, overcome difficulties, and ensure the stable and healthy economic and social development of Quanzhou. By the end of 2020, 10, Dali housing provident fund management center has cooperated with 160 enterprises and 2 16 real estate projects.

Dali housing provident fund online 10 channel

At present, there are 10 service channels on Dali housing provident fund line. How to use these 10 service channels will be introduced to you one by one.

Portal website. Open the portal of "Dali Bai Autonomous Prefecture Housing Provident Fund Management Center". Deposited employees can obtain provident fund policies and regulations through the portal website, check the business handling guide, and also use some convenience tools to enjoy convenience services. At the same time, the portal is also an online self-help platform, with two modules: personal business hall and unit business hall. After registering and logging in, you can handle the business related to provident fund. On the homepage of the website, you can scan the QR code to download the APP and pay attention to the official account of WeChat WeChat. The website intelligent robot can also provide you with real-time answers to online consultation.

Mobile phone provident fund APP. Search for "mobile phone provident fund" through the mobile phone APP store, download the mobile phone provident fund client, and then click the "+"icon to switch to the login interface of Dali mobile phone provident fund app. You can choose three ways to log in, namely "Alipay Login", "Brush Face Login" or "Register". After logging in, you can query all kinds of information and account balance of personal provident fund, withdraw and repay the principal and interest of provident fund loans after retirement, and change your mobile phone number and policy consultation.

WeChat official account platform and WeChat applet. Wechat search "Dali Housing Provident Fund Management Center" micro-signal (dlzzfgjj), and click "Follow WeChat official account". Open the WeChat applet, enter the "Dali Housing Provident Fund Management Center" search, and enter the login page. Users can log in with an account and password. The function here is the same as that of the mobile APP.

Personal business hall. Log on to the website of Dali Bai Autonomous Prefecture Housing Provident Fund Management Center and choose a personal business hall. You can choose Alipay login or personal registration account password login. After logging in, you can check all kinds of information and account balance of personal provident fund, change your mobile phone number and provide policy advice.

Self-service terminal. Convenient self-service terminals are located in the housing provident fund service halls of counties (cities). Enter "ID number and password" and click "Read ID" to log in to the system.

After logging in successfully, you can enter the personal inquiry page, including provident fund account inquiry, provident fund details inquiry, employee deposit certificate, loan information inquiry, repayment details inquiry and other businesses, which can be handled by yourself.

Short message platform. 12329 housing provident fund short message is a public service short message dedicated to the service and management of housing provident fund. After the SMS of 12329 is opened, employees who have paid the housing provident fund can receive reminders of the payment, withdrawal and repayment of the provident fund account on time. Provide convenient, fast, efficient and high-quality service for employees who deposit provident fund through SMS 12329. (Special reminder: some paid employees reported to us that the mobile phone could not receive the information we sent, mainly because the mobile phone used the third-party mobile phone software to set restrictions on the service number published by the center, such as blocking, blacklisting or unsubscribing, which led to the inability to receive the service message pushed by the center, and the personal mobile phone could resume the function by canceling the restrictions).

12329 service hotline. Relying on "internet plus" technology, the function of Dali Housing Provident Fund 12329 service hotline has been continuously improved. Depositors and employees can call 12329 and enjoy services such as housing provident fund policy consultation, deposit and withdrawal, and loan business handling guide without leaving home.

Alipay Citizen Center. Log in to Alipay, click "Citizen Center" and select "Dali Bai Autonomous Prefecture". Find the "Provident Fund" icon. Alipay city service does not need to be registered, and it can query personal account information and handle the repayment of the principal and interest of provident fund loans through face-brushing authentication.

A mobile phone in Yunnan Province handles affairs. After logging into a mobile phone service, you can query all kinds of information and account balance of personal provident fund. At present, the functions of a mobile phone service are still being improved, and the next step can be to handle some business of provident fund.

Yunnan government service network. Through Yunnan government service network, you can handle exactly the same business as personal business hall and unit business hall.

The above-mentioned 10 channels are launched at the same time, which greatly shortens the business processing time and realizes the diversification and convenience of business processing channels.

Conditions for handling housing provident fund loans

According to the Regulations on the Management of Housing Provident Fund, Measures of China People's Bank for the Management of Individual Housing Loans, General Principles of Loans, Interim Measures of Yunnan Province for the Management of Individual Housing Provident Fund Loans, Notice of China People's Bank on the Development of Individual Housing Provident Fund Loans and Notice of the General Office of Yunnan Provincial People's Government on Implementing the spirit of the documents of relevant ministries and commissions to promote the stable and healthy development of the real estate industry, Employees who meet the following conditions stipulated by the Ministry of Housing and Urban-Rural Development of Yunnan Province on Printing and Distributing the Implementation Plan of Housing Provident Fund Loans in Different Places (J [2015] No.327) and the Detailed Rules for the Implementation of Housing Provident Fund Loans in Dali Prefecture and other national laws, regulations and policies can apply for individual housing provident fund loans:

1. The loan applicant must be an on-the-job employee who has paid the housing provident fund in Yunnan Province, and has paid the housing provident fund continuously for not less than 6 months, and has not withdrawn the housing provident fund in the past year.

2. Employees who purchase, build, rebuild or overhaul their own houses can apply for personal housing provident fund loans within 12 months (the time for purchasing houses with loans from different places is within three months).

3. The loan applicant has the ability to repay the loan and a good credit status.

4. The second set of improved ordinary housing applies for personal loan of housing provident fund on the grounds that the construction area does not exceed144m2 (inclusive).