How long does it take to approve the pleasant loan?

1. How long will it take for the loan review of Yirendai to pass?

After the loan application is submitted successfully, the staff will review it within 2 working days, and the result will be notified by email. Under normal circumstances, after approval, the system will lend money within 3 working days. After submitting the application by telephone, you can check the audit details in Yirendai official website-My Account or Yirendai App- My Account-Loan Progress. At the same time, the credit examiner will contact you according to the audit progress. Please keep your cell phone on. (Some users need to be audited by the loan officer by telephone. Please pay attention to keep your mobile phone on after submitting the pleasant loan application to avoid missing the call. )

Second, how long does it usually take to get the loan at the time of audit?

For example, ABC's "Netjet Loan".

Netjet loan refers to a small consumer loan issued by Agricultural Bank of China to customers who meet special requirements. Customers can apply for it by themselves, receive it quickly and use the letter by themselves.

Online loans are subject to self-service application, automatic approval and online signing of credit contracts, as follows:

(1) The borrower logs into the online channels (personal online banking and pocket banking) designated by Agricultural Bank of China, and enters the "Netquick Loan" application interface.

(2) The borrower understands the product situation, basic loan conditions and handling procedures of NetJet Loan.

(3) Fill in the basic information account number and mailing address.

(4) The system verifies the validity of the mobile phone number.

(5) Signing the Power of Attorney for Personal Credit Business online.

(six) to confirm the loan information, the amount and purpose of the loan application.

(7) The applicant submits the loan application after reading and signing the "Personal Self-help Small Application Information" online.

The maximum loan amount is 300,000 yuan and the minimum is 3,000 yuan; The specific amount of the customer will be approved according to the customer's business situation in ABC.

3. How long will it take for pleasant loans to arrive?

Hello, I'm Yixin Dianxiao, and it will arrive within 3 hours after approval.

4. I didn't register for a happy loan. How did I get a text message with a link? I didn't order it. Is it a lie?

Yes, I shouldn't have ordered it. It is very likely that the loan was made because of information leakage. Many whistleblowers said that their identities have never been lent or lost, and they have never applied for loans or credit cards. Suddenly, an overdue loan was added to their name, adding a debt to themselves and leaving a stain on personal credit information. In addition, after personal information is leaked, there may be the following consequences:

1, Bei: If criminals get your name, ID card, home address, marital status, work unit, credit record and other information, they are likely to borrow money from your relatives and friends in your name, which is easy to succeed.

2. Harassing phone calls: In the information society, once personal basic information is leaked, it may be bombarded by countless recommended text messages and phone calls, including phone calls. If you are not careful, you will fall into the trap of a liar. Therefore, in order to prevent the above situation from being discovered, I suggest that you can search for "Dumas Data" on WeChat to obtain a detailed and intuitive personal credit report, which can help you find some abnormal information in time, and then feedback or complain to the credit reporting agency to nip potential problems in the bud.