How to cancel the automatic deduction of ping an insurance if you don't want to renew your insurance?

Answer: If you don't want to renew the insurance, you can cancel the contract in the following two ways.

1, call customer service, and then submit the materials to the surrender office for cancellation.

2. When buying insurance, contact the salesman for surrender.

For example, Article 24 of the applicable provisions of Ping An one-year comprehensive accident insurance stipulates that after the establishment of this insurance contract, the applicant may notify the insurer in writing to terminate the contract, except that the insurer has paid the insurance benefits according to this insurance contract. The applicant shall provide the following supporting documents and materials when dissolving this insurance contract:

(1) An application for termination of the insurance contract;

(2) The original insurance policy;

(3) Insurance premium delivery certificate;

(4) the identity certificate of the applicant.

The applicant requests to terminate this insurance contract, and the validity of this insurance contract shall be terminated when the insurer receives the application for termination of the insurance contract. The insurer shall refund the unexpired net insurance premium of the insurance policy within 30 days from the date of receiving the above-mentioned supporting documents and materials.

In the following circumstances, the insurance company shall return the cash value of the policy to the applicant in accordance with the contract:

1. The insurance company terminates the insurance contract according to regulations, and the insured has paid the insurance premium for more than two years;

2. The insured commits suicide within two years from the date of the establishment of the contract on the condition of death;

3. The insured intentionally commits a crime, resulting in his own disability or death, and the insured has paid the insurance premium for more than two years;

4. The insured has paid the insurance premium for more than two years after canceling the contract.

In addition, the Insurance Law also stipulates that if the insured or the beneficiary intentionally causes the death, disability or illness of the insured, the insurance company shall not be liable for the payment of insurance benefits. If the applicant has paid the insurance premium for more than two years, the insurance company shall return the cash value of the insurance policy to other entitled beneficiaries in accordance with the contract.

References:

Applicable Terms of Ping An One-year Comprehensive Accident Insurance