What are the fraud risks of others paying Alipay to transfer money to me? How to solve it?

What are the fraud risks of others paying Alipay to transfer money to me? How to solve this problem? I have encountered it before, and it is quite easy to solve. Next, I'll tell you how to operate:

Tool: Glory x30 software: Alipay 10.3.60.438+000.

Step 1: Open the mobile phone interface and click Alipay to log in (as shown in the figure below).

Step 2: After entering the homepage, click on my entry in the lower right corner. (as shown in the figure below)

Step 3: After entering my interface, click the account avatar above to enter (as shown in the following figure).

Step 4: After entering the personal information interface, click Identity Authentication to enter. (as shown in the figure below)

Step 5: After entering the interface of Identity Management Center, you can authenticate your real name. In this way, we successfully entered Alipay's real-name authentication interface (as shown in the figure below).

The above is how to solve the fraud risk of others Alipay transferring money to me. How to solve it? All the steps of the question, remember to help you like it if it is useful to you ~