What are the main types of fraud?

The main types of fraud are: fund-raising fraud; Loan fraud case; Bill fraud case; Financial voucher fraud case; Letter of credit fraud case; Credit card fraud; Securities fraud case; Insurance fraud cases, etc.

According to Article 41 of the Notice of the Supreme People's Procuratorate and the Ministry of Public Security on Printing and Distributing the Provisions on the Prosecution Standards of Economic Crime Cases, fund-raising fraud cases (Article 192 of the Criminal Law).

Anyone who illegally raises funds by fraudulent means for the purpose of illegal possession and is suspected of one of the following circumstances shall be prosecuted:

1, personal fund-raising fraud, the amount is more than100000 yuan;

2, the unit fund-raising fraud, the amount of more than five hundred thousand yuan.

Article 42 Loan fraud case (Article 193 of the Criminal Law)

Anyone who defrauds a bank or other financial institution of loans for the purpose of illegal possession, with an amount of more than 10,000 yuan, shall be prosecuted.

Article 43 Bill fraud (article 194 of the Criminal Law, paragraph 1)

Fraud on financial instruments shall be prosecuted under any of the following circumstances:

1. Individuals commit financial bill fraud with an amount of more than 5,000 yuan;

2, the unit financial bill fraud, the amount of more than one hundred thousand yuan.

Article 44 Cases of financial voucher fraud (Paragraph 2 of Article 194 of the Criminal Law)

Anyone who uses forged or altered bank settlement vouchers, such as entrusted collection vouchers, remittance vouchers and bank deposit vouchers, for fraudulent activities, is suspected of one of the following circumstances, and shall be prosecuted:

1. Individuals commit financial voucher fraud with an amount of more than 5,000 yuan;

2, the unit financial voucher fraud, the amount of more than one hundred thousand yuan.

Article 45 L/C fraud (Article 195 of the Criminal Law)

Letter of credit fraud suspected of one of the following circumstances shall be prosecuted:

1, using forged or altered letters of credit or accompanying documents and vouchers;

2. Use invalid letters of credit;

3. Fraudulent letters of credit;

4. Fraudulent letter of credit activities are conducted by other methods.

Article 46 Crime of credit card fraud (Article 196 of the Criminal Law)

Credit card fraud, suspected of one of the following circumstances, should be prosecuted:

1, using forged credit cards, or using invalid credit cards, or using other people's credit cards for fraudulent activities, with the amount of more than 5,000 yuan;

2, malicious overdraft, the amount of more than five thousand yuan.

Article 47 Securities fraud (Article 197 of the Criminal Law)

Anyone who uses forged or altered treasury bills or other securities issued by the state to engage in fraudulent activities with an amount of more than 5,000 yuan shall be prosecuted.

Article 48 Crime of insurance fraud (Article 198 of the Criminal Law)

Insurance fraud, suspected of one of the following circumstances, should be prosecuted:

1. Individuals engage in insurance fraud with an amount of more than 10,000 yuan;

2, unit insurance fraud, the amount of more than fifty thousand yuan.

Extended data:

Article 266 of the Criminal Law stipulates that whoever defrauds public or private property in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.

According to Article 1 of the Supreme People's Court's Interpretation on Several Issues Concerning the Specific Application of Law in the Trial of Fraud Cases, according to the provisions of Articles 151 and 152 of the Criminal Law, swindling public or private property with a large amount constitutes fraud. Individuals who defraud public or private property of more than 2,000 yuan belong to a "large amount"; Individuals who defraud public or private property of more than 30,000 yuan belong to a "huge amount".

References:

Notice of the Supreme People's Procuratorate and the Ministry of Public Security on Printing and Distributing the Standard Provisions on Prosecution of Economic Crime Cases-Baidu Encyclopedia

People's Republic of China (PRC) Criminal Law-China People's Congress Network