Is there a three-day grace period for Hengyi Loan?

Hengyi Loan does not have a three-day grace period, and this loan platform will call and SMS for collection on the first day after it is overdue.

I. Hengyi Loan Platform

Hengyi Loan is now Beijing Heng Chang Litong Investment Management Co., Ltd., which actually controls the full-process online loan APP launched by Beijing Net Zhongchuang Technology Co., Ltd., a wholly-owned subsidiary of Heng Chang. This company is a comprehensive loan service platform, which mainly serves every lender. Because there are many loan platforms on the market at present, this platform is to combine these loan platforms, and also to make the lender spend less time on loans, but he will earn a certain service fee. Among them, instant loan, super e-loan and goddess loan on Hengyi loan platform are very popular, which correspond to different customer qualifications and needs. Hengyi Loan is a better channel for the next installment of the platform. For example, some lenders with poor credit information can apply for loans. However, Hengyi Loan currently does not support repayment by loan and installment. To some extent, Hengyi Loan is a conventional loan. He will charge a higher service fee, which has exceeded the interest rate of private lending.

2. Which banks have a three-day grace period?

Banks will have grace period policies, but these policies will only be used once. If you use it frequently, you may be suspected of not repaying the loan, which will reduce the loan amount, so you must repay it in time within the grace period. At present, banks with a three-day grace period include ICBC, Bank of China, China Construction Bank, China Merchants Bank, Bank of Communications, Guangfa Bank, Ping An Bank, Zheshang Bank, Citibank and Huaxia Bank. However, it should be noted that when using the repayment grace period, you must first call the customer service to consult the relevant situation, and don't use it rashly, otherwise it will easily lead to high interest penalty.

Third, there are many online loans, and there will be many pits on the online loan road. Therefore, when making online loans, we must clearly understand the stakes. Even if we are in a hurry to use money, we must choose a formal loan platform, otherwise we will have to pay a great price in the end.