Joke Collection Website - Public benefit messages - Is it illegal to call every day to pay for your car loan?
Is it illegal to call every day to pay for your car loan?
Legal analysis: It is not illegal to call every day to pay for your car loan. Telephone collection needs to be carried out within the prescribed scope. The specific regulations are as follows:
1. Telephone collection time should be from 8:00 am to 18:00 pm;
2. The same platform and the same The number of collection calls per day should generally not exceed 3 times;
3. Do not harass the borrower's family, friends, colleagues, or workplace without permission, or destroy the address book.
Legal basis: Article 42 of the "Public Security Administration Punishment Law of the People's Republic of China": sending insults or other messages multiple times (three or more times) to interfere with the normal life of others, his behavior violates the above It stipulates that the victim can report the crime and request the police to impose public security administrative penalties on the perpetrator; he or she shall be detained for not more than five days or fined not more than 500 yuan; if the circumstances are serious, the victim may be detained for not less than five days but not more than 10 days, and may also be fined not more than 500 yuan. A fine is imposed, but the police will not file a case without relevant evidence such as phone recordings and text message content.
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