The mortgage can be extended for a few days.

The mortgage can be paid back a few days after it expires.

Generally, there will be a three-day grace period after the mortgage repayment, and the repayment by the user within the grace period will not be counted as overdue and will not be recorded in the credit report.

If the user fails to repay on time within the repayment grace period, it will be regarded as overdue, recorded by the system and logged in for credit investigation, which will affect the user's personal reputation and subsequent credit investigation related business.

Early repayment refers to the behavior of the borrower to repay the loan before the repayment period. Most banks do not need to pay liquidated damages for prepayment, but some banks will determine the proportion of liquidated damages according to the repayment time. The borrower can decide whether to repay in advance according to the repayment method and his own economic situation.