What should I do if I don't pay my debts?

As the year is approaching, many people have a headache when it comes to debt collection.

At present, "Yang Bailao" is much more fierce than "Huang Shiren". It is exhausting and helpless to rely on various means to evade debts, which many individuals and enterprises have a deep understanding of.

In the face of the "seventy-two changes" of Lao Lai's debt evasion, many people spend all they have but it is difficult to deal with it. Usually, we will think of the following ways to collect debts.

One is to solve the problem through court proceedings. But in this way, the parties must provide evidence, and at the same time, it will involve many procedural issues, such as the court's execution procedures!

The second is to send someone to collect debts, and don't leave without paying. But the effect of this method is not ideal, and many times we simply don't know where Lao Lai is!

The third is to entrust some "debt collection companies" to collect debts. In our country, such companies are prohibited by law. If you ask them for help to collect debts, it is likely to cause an embarrassing situation in which you spend money without paying the bill.

The difficulty of debt collection has long been recognized by society. Litigation can't solve the problem quickly, and finding a so-called "debt collection company" will face all kinds of unforeseen risks.

Therefore, it is particularly important to choose appropriate debt collection institutions, methods and skills. Below, the author provides several very applicable debt collection methods and skills for the gold owners.

First, half a year overdue is the golden age of debt collection. A data shows that the best collection period is less than 6 months overdue. If the arrears are delayed to 1 year, the success rate of debt collection is only 26.6%, which is only 13.6% after more than two years. Therefore, the sooner you remind the other party, the sooner you can recover the arrears, and the other party will never be dissatisfied because you are reminded to pay.

The second is to find each other's weaknesses for debt collection. "In addition to stalking, people should feel that you are prepared and do what you say." A professional debt collector said this. Some professional debt collectors will try to find out the loopholes of debtors in taxation, management and other aspects through careful investigation, attack their weaknesses, and then collect debts.

The third is not to promise to give up the use of force. This doesn't mean that you really want to use force against Lao Lai, but it gives the other party strong psychological pressure and forces the other party to pay the arrears.

Fourth, grasp the timing of telephone debt collection, get twice the result with half the effort. Studies have shown that, first, it is best to call for debt collection in the morning when a working day begins, which can give the other party a day to consider how to solve it; Second, when the other party is busiest, calling and clinging to the phone may get unexpected results; Third, by calling the other party's secretary, wife and guarantor, the payment process may be accelerated.

Debt collection options are very important.

There are so many skills and methods of debt collection, but it may not be realistic for some creditors. Because some can't find the debtor, some can't get out because of their own work, and some have a special relationship with Lao Lai. These situations virtually increase the difficulty of debt collection.

So finding a professional debt collection company may be their best choice, so many people may think of "debt collection company".

When it comes to debt collection companies, many people think of thugs wearing sunglasses in film and television works. But recently, a client found a lawyer and was shocked by their service. He told me, "It's hard to imagine a gentle scholar helping me solve the problem."

It is very important for everyone, every family and every enterprise to get back their hard-earned money before the end of the year. So you need to weigh the pros and cons, try to find a professional and legal debt collection agency, or use legal debt collection methods, methods or skills to claim creditor's rights!