Why did you send a text message when the blue-collar loan closed down?

1. The money you owe is essentially the investor's.

Simply put, the online loan company is just an intermediary, lending the investor's money to the borrower, and then the borrower pays the interest and principal. The online loan company will return the principal to the investor, and then take its service fee from the interest, and the rest is the investor's investment income. Therefore, the money you owe actually belongs to investors. Make this relationship clear first. After the small loan company goes bankrupt, you still have to return the money to the investors.

2. The dunning is true, but it is no longer the original small loan company.

If the small loan company goes bankrupt, as long as it is not the illegal financing of the company itself, even if the boss runs away and it is difficult to recover the money, you will still be collected. Because closed online lending companies generally have debt liquidation, either large companies contract to buy debts or other companies buy and sell debts. In short, if you owe money to Company A and Company A goes bankrupt, and you package the creditor's rights, that is, the borrower's loan information, the investor's information and other creditor's rights information to Company B, then Company B will make the next collection for you. Their purpose is to collect money. No matter who the intermediary is, you must pay back what you owe the investor.