Wing Pay often fails to make phone calls.

Wing payment credit failure may be due to the following reasons:

1. Bad credit:

After the customer submits the loan application, the system will comprehensively evaluate the customer. If it is found that the customer's credit is not good, the comprehensive evaluation is difficult to reach the standard, which will also lead to the failure of credit granting. In this regard, customers are advised to pay attention to maintaining good consumption habits and reputation in the future, and then try to apply after the credit is improved.

2. Lack of funds:

If a customer applies for a loan, the funds of the lending institution are relatively tight, and the number of borrowers is relatively large, which may also lead to the temporary inability to obtain a credit line. In this case, customers can only wait patiently and wait for a period of time before applying.

In addition, it should be noted that 199, which has just entered the network, does not support the use of the loan function for the time being, and you can only apply for a loan after 6 months of accessing the network. In addition, Wing Pay's borrowing function is only available to senior real-name users (two-star and above users), and customers must reach the standard (different loan products have different regulations) before applying for Wing Pay's borrowing.