Is it possible that the short message of consumer finance was sent by Bai Hua?

Consumer financial information is not necessarily sent by Bai Hua. If your Bai Hua is overdue, other financial institutions cooperating with Bai Hua will send you short messages on consumer finance.

Texting is mainly for marketing and reminding repayment. If the user does not borrow money on the platform, sending a text message may invite the user to apply; And if the user has a loan and has a record on the platform, it is reminding the user to repay the loan in time and not overdue.

As loans from consumer financial institutions will upload data to personal credit report, users are advised to take good care of their repayment credit to avoid overdue, otherwise, not only the application on the platform will be affected, but other platforms may also refuse.