What are the reasons why old people are gullible?

There are many reasons why the elderly become the targets of fake drug dealers, including but not limited to the following:

1. The health status of the elderly is relatively fragile, and the demand for health care products and drugs is relatively high, which is often easily used by unscrupulous merchants;

2. The elderly are generally unfamiliar with the introduction of new media such as the Internet and mobile phones, and are easily confused by all kinds of false propaganda such as "magic medicine" and "secret recipe";

3. Old people are more charitable than usual, and are easily deceived by some fake drug dealers under the banner of "saving lives".

Anti-fraud guide:

1. Keep a clear head, don't covet small profits, don't believe other people's lies, and remember that "there is no free lunch" and "there is no pie in the sky".

Second, the elderly should pay more attention to all kinds of news media and community propaganda, learn more about official information and various fraudulent practices, and strengthen their ability to identify fraudulent practices.

third, stay away from suspicious people, don't be too intimate with "strangers", always stay alert, and don't answer strange calls and messages casually to avoid being deceived.

Fourth, when making up your mind, don't make a decision easily. Think more and consult more when you want to move money.

5. Go to the designated and regular departments of the government and the community to handle affairs, actively download the software of the National Anti-Fraud Center, and effectively identify and intercept fraudulent phone calls and text messages.

6. Older people who are not familiar with the operation of online payment platforms are advised not to bind bank cards in WeChat and Alipay, and only save a small amount of change. Bank cards should try not to open online payment services.

seven, children should always pay attention to the physical and mental health of the elderly, and accompany and care more.

Common forms of fraud:

1. Health care product fraud

Older people pay more and more attention to health care, and fraudsters use this to lure the elderly to buy useless health care products at high prices, explain health care knowledge under the guise of "providing free medical examination" and "free experts", or send eggs, fruits and small household appliances for free to defraud the elderly.

second, "paying the pension"

scam

In the name of knowing the staff, the fraudster collects tens of thousands of yuan from the uninsured at one time, falsely claiming that it can help the uninsured to provide agency services, so that the uninsured mistakenly think that they can enjoy the pension by paying the social endowment insurance premium at one time.

III. Winning fraud

Winning fraud is mainly implemented by calling or sending messages to say "winning, becoming a lucky audience" or throwing paper winning lottery tickets to lure the elderly to win prizes. Once someone contacts the redemption, the fraudster asks for remittance under various names, such as "notarization fee", "transfer fee" and "late payment fee", and commits fraud.

iv. investment and financial fraud

in recent years, many scams have lured the elderly into investing with high profit returns, including frequent illegal fund-raising cases in recent years. At first, some lawless elements often fabricate various investment projects in the name of investment, wealth management and pension services, and use high interest, high return and low risk as bait to cheat.

V. Housing-for-the-aged fraud

At present, many fraudsters target the houses of the elderly and launch the "housing-for-the-aged" project, tricking the elderly into mortgaging their houses by saying that "the real estate license is useless at home and they can get high interest every month" and using the borrowed money to buy "high-yield" financial projects. Generally, fraudsters will return some income to the elderly in the early stage, and then they will run away with money. In the end, the elderly are empty of money and even heavily in debt.

6. "warmth" scam

As the elderly enter their twilight years, they begin to be afraid of loneliness and yearn for companionship. Fraud gangs seize the psychology of the elderly as a breakthrough point to obtain illegal benefits. When people who sell fake and shoddy health care products come to the door every day to be caring and attentive, "more caring than their children", some elderly people are willing to buy "three noes" products. At the same time, empty nesters are the key targets of fraud. Fraud gangs win trust through "companionship" and then commit criminal acts. What's more, they defraud property in the name of "marriage".