How to use Baidu Youqianhua Baidu Youqianhua tutorial

Youqianhua” is a credit service brand under Duxiaoman Financial (formerly Baidu Finance) (original name: Baidu Youqianhua, changed its name to “Youqianhua” in June 2018), a big and reliable brand Low interest rates are trustworthy. Youqianhua-Manyidai, with daily interest rates starting from as low as 0.02, has the characteristics of easy application, low interest rates, fast lending, flexible borrowing and repayment, transparent interest fees, and strong security. Personal consumer credit services create an innovative consumer credit model, inheriting Baidu's technological genes. Youqianhua uses artificial intelligence and big data risk control technology to provide users with convenient, fast and secure Internet credit services.

The four major features of Youqianhua’s cash loan are: 1. The maximum loan limit is 200,000 yuan. 2. It’s approved in 30 seconds and the account is available in 3 minutes. It’s easy to apply via mobile phone. , flexible repayment operation. 4. Strong brand. Authoritative brand, safe and transparent.

Step one: Open mobile Baidu, mobile browser or mobile app store, search Baidu Youqianhua, and download Baidu Youqianhua.

Step 2: After entering the Youqianhua APP, click Login Now to jump to the login page. You can choose to log in with your mobile phone number or enter your Baidu account. If you don’t have one, For Baidu account, please select your mobile phone number to log in, enter your mobile phone number, and get the SMS verification code to log in with one click.

Step 3: After successfully logging in, you can start the loan application, click Apply Now, and then click View. My limit.

Step 4: Fill in your name, ID number, bank card number and bank card reserved mobile phone number information for identity information verification, and click Start Verification after filling in.

Step 5: The system will send a verification code to your reserved mobile phone number. Please check the text message and fill in the verification code received.

Step 6: Set up 6-digit payment. Password, for the sake of your payment security, please do not set payment passwords with low security factors such as birthdays and consecutive numbers.

Step 7: If the positioning permission is not enabled when you open the APP for the first time, you will be prompted to enable the positioning project. , please click How to Enable to see how to enable the positioning function; if the positioning permission is already enabled when opening the APP for the first time, you will automatically skip this step and enter the identity verification page. After completing the identity verification, you will be prompted to confirm and complete the relevant information. Please confirm and complete the relevant information according to your actual situation. Fill in the relevant information. After completing the filling, click Apply Now to enter the quota approval.

Step 8: After the quota approval is completed, you will see the loan amount obtained. Please click I want to borrow.

Step 9: Go to the loan page, first fill in the amount you need to borrow, and select the loan period. We provide a variety of loan periods from 1 to 24 months. You can borrow as long as you want, and the repayment method is equal to the principal. , interest first, then principal, etc. The total interest fee will display the interest of your loan and the first repayment amount and date. Click to view the details of this loan, the amount and interest that need to be repaid in each period, and finally, choose to withdraw