The role of snow disaster insurance in the South in 2008

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Details of the 2008 Southern Snow Disaster

Report|2008-02-1110:25qi645888747|Category: Business/Financial Management|Viewed 7799 times

The questioner accepted the report |2008-02-1210: 48 Southern snowstorms cost 6.2 billion Hunan: 300,000 people were besieged by heavy snow Wuhan: Chinese cabbage was 3.5 yuan per catty Guizhou: 18 counties experienced complete power outages Anhui: The deepest snow was 50 centimeters in some parts of my country The sharpest cooling and rainy and snowy weather since the beginning of winter has caused 32.87 million people to be affected by snow disasters in 10 provinces and regions including Hunan, Hubei, Guizhou, and Anhui, and 31,000 houses collapsed. Direct economic losses due to the disaster were 6.23 billion yuan. After the disaster occurred, governments at all levels launched emergency plans and made every effort to carry out disaster relief work. Hunan Since January 12, most areas of Hunan Province have experienced more than 10 days of rain, snow, and low temperatures. 13.595 million people have been affected by the disaster, and 307,000 people have been besieged by heavy snow. 11,000 houses have collapsed due to the disaster, and 33,000 large livestock have died. head. Since January 11, Hubei has experienced two severe snowstorms. Continuous rain, snow and low temperatures affected 8.1 million people in the province, and 76,400 people were evacuated. During the heavy snowfall, Wuhan's agricultural product market was buzzing with "rising": A citizen said: "At the beginning of the month, the price of cabbage per catty was only more than 1 yuan, and by Tuesday this week it had risen to 3.5 yuan per catty." 500 kV in Guizhou Province The "Sun" shaped ring network was completely destroyed, and at most 18 counties in the province were completely without power. Guizhou Province announced on the 24th that the entire province has entered a state of emergency for large-scale secondary power outages. Since the 12th, more than 100,000 drivers and passengers have been stranded on various roads in Guizhou Province. Snow disasters have occurred in 16 cities across Anhui Province, with more than 3.4 million people affected and 5,144 collapsed houses. The snow thickness along Huaihei and Huaibei is more than 10 centimeters, in the Dabie Mountains it is more than 25 centimeters, and in some towns and villages in Yuexi and Huoshan, the depth is as deep as 50 centimeters. Contributed by the Beijing News: The impact of the snowstorm in the south is expanding. Be mentally prepared for delays when getting off the train in the south. As the snowstorm in the south has further expanded its impact on the Beijing-Guangzhou Railway, the impact on Shijiazhuang Station has also increased. Yesterday, all the cadres and workers of the station went all out to organize the transportation to ensure that the transportation of 32,000 people that day was in good order. In terms of highway passenger transport, the Passenger Transport Terminal added a new shuttle bus from Shijiazhuang to Fuzhou yesterday. 26 trains were delayed. Due to the increase in snowfall and snowfall area in some southern provinces, trains L44, T14, T254, T124, K600, T202, K472, T146, etc. from the south passing through Shijiazhuang Station. 17 trains, including T62, T88, T6, T168, 1218, 1956, K186, T236, and K234, were delayed; due to delays in returning to the bottom of the car, train technical operations, etc., the K21 going south passing through Shijiazhuang Station Nine trains, including T145, T13, K267, T253, K471, K185, T123 and K233, were delayed. Because the T90 train could not return in time, the T89 train from Shijiazhuang to Guangzhou was temporarily suspended that day. As of press time, delays and train suspensions at the station have affected nearly 3,000 passengers. In response to delayed trains and the increase in the number of people affected. The station has strengthened its guidance and explanations to delayed passengers in the waiting room, and guided passengers to refund their tickets and choose to transfer or choose other modes of travel. The ticketing workshop organizes personnel to go to the main service desk in the waiting hall, waiting area for delayed trains, etc. to handle transfer signatures and refund procedures for passengers. Since the train was delayed and passengers could not stay away from the waiting area, the station organized manpower to deliver water to passengers and increased the supply of steamed buns, lunch boxes and other fast food. As of press time, none of the nearly 3,000 affected passengers were stranded at the station. Except for 1,000 passengers who chose to refund their tickets, other passengers embarked on their journey by changing trains in transit or waiting to board a delayed train. At 14:58 yesterday, train K234 from Shanghai to Shijiazhuang arrived at the station more than 8 hours late.

The station had already made preparations, so that K233 departed only 37 minutes after the arrival of K234, which was well received by passengers. Judging from the news released by the Central Meteorological Observatory, the snowstorm in the south is expected to continue for some time in the next few days. To this end, Shijiazhuang Railway Station reminds passengers that due to the impact of snowstorms, train operations may be delayed or suspended at any time. Passengers must be mentally prepared before traveling. Trains may have extended operating hours due to snowstorms. The new Fuzhou shuttle bus at the passenger terminal was affected by the heavy snow in the south. Yesterday, the shuttle bus from the passenger terminal to Hefei was suspended. The shuttle bus to Nanjing was barely sent out. The shuttle bus to Hangzhou was suspended. In addition, the shuttle bus to Zhejiang Province was largely delayed. Passengers are advised pay attention to. The reporter learned from the passenger terminal yesterday that the station added a new shuttle bus from Shijiazhuang to Fuzhou yesterday, with the departure time being 13:30 every day. Reporter Sun Chao Correspondent Wu Kexin The rare snowstorm in the south is "busy" and the amount of damage reported by insurance companies continues to rise. "After the disaster occurred, the 95500 customer service hotline of Pacific Property & Casualty Insurance has not stopped for a moment." Yesterday, the relevant person in charge of Pacific Property & Casualty Insurance was accepting reporter said in an interview. Since mid-January, most areas of Hunan, Hubei, Jiangsu, Anhui, Jiangxi, Guizhou and the eastern part of the northwest region have experienced extreme weather with persistent low temperatures, rain, snow and ice that is rare since the founding of the People's Republic of China, resulting in power and water outages in some areas. , communication interruptions, and frequent traffic accidents, which have greatly affected the production and life of the people, and also tested the emergency response mechanism and claims settlement process of the entire insurance industry. The amount of reported losses continues to rise. "We have just received a report of damage. The warehouse of a factory in Jiading District, Shanghai collapsed. This is currently the largest loss case." At 5:30 pm yesterday, the reporter called the general manager of Shanghai Anxin Agricultural Insurance Co., Ltd. Assistant manager Sun Huanmin’s phone number. He told reporters that the snowstorm had a greater impact on farmers in suburban counties of Shanghai, causing some vegetable greenhouses to collapse and be damaged. The specific loss data may not be completed until January 31. Previously, the latest statistics released by Ping An of China showed that as of January 29, 13 branches of Ping An Life Insurance Company in Chongqing and Hunan had received 18,752 cases, 14,416 cases had been closed, and claims paid amounted to 52,767,848.09 yuan. In this regard, insiders in the insurance industry pointed out that in the future, the number of reported snow damage cases will further increase, and the amount of reported losses will continue to accumulate. Xiao Jun, general manager of the property department of the Shanghai branch of Sunshine Property Insurance Co., Ltd., said that on Monday this week, the company received calls from customers to report losses, mainly focusing on reports of corporate property losses. He analyzed that this extreme weather is really rare in most parts of the South, and there was some lag and unpreparedness in early prevention and preparation; the steel structure design of some factory warehouses was not suitable for rain and snow weather, which led to the accident rate after the disaster. The main reason for the higher. The latest data obtained by reporters from Pacific Property & Casualty Insurance showed that as of January 28, the company had received 9,765 auto insurance reports with a reported amount of 23.86 million yuan, and 1,220 non-auto insurance reports with a reported amount of 66.09 million yuan. Among them, more than 2,000 car insurance cases have been reported in Hubei Province, with the reported loss amount reaching 5.8 million yuan. Insurance companies are busy but not in a hurry. "Of course, the insurance company is fully capable of paying any large compensation that may occur, and it will not affect the company's stable operations." said the person in charge of Pacific Property & Casualty Insurance. In fact, after the occurrence of severe rain and snow disasters, all insurance companies immediately launched disaster preparedness plans to make full preparations for property insurance, auto insurance, personal insurance claims and customer services in disastrous weather. Taking Ping An Property & Casualty as an example, the company issued a "Letter to Customers" in advance to remind customers of winter vehicle maintenance and driving precautions to take precautions; the 95511 and 95512 call centers promptly responded to areas where large-scale accidents are expected to occur. Manpower adjustments will be made to ensure the completion rate of crime reporting calls. The property insurance claims department formulated simplified rules for claim settlement documents during major disasters, clarified the work undertaking plan and echelon personnel of each branch, and made effective arrangements for investigation work.