In CCB, there is a transitional account for centralized bulk collection of funds, and almost 3 yuan is deducted every month. What do you mean?

The collection of funds by transitional households in bulk collection business is the collection of small account management fees.

China Construction Bank's small account management fee will be charged to individual current deposit accounts (including long-term fixed accounts, excluding quasi-credit cards and credit card accounts) whose average daily deposit balance is lower than that of 400 yuan during the statistical period, and each household will be charged quarterly according to 3 yuan;

The management fee of the small account of Shanghai Branch is as follows: The small account of RMB personal demand deposit refers to the RMB personal demand deposit account whose average daily deposit balance is lower than that of 500 yuan (excluding) during the statistical period. 3 yuan collects small account management fees every quarter, and the settlement time at the end of each quarter is 20th or 2 1 day.

Extended data:

According to the relevant regulations of China Banking Regulatory Commission, starting from August 20 14 1 day, these two fees (bank card small account management fee and annual fee) will be "double-exempted", but citizens need to bring their ID cards and bank cards to the bank outlets to apply for exemption of these two fees, and a bank can only apply for a "double-exempted" account.

According to the bank staff, the reason why citizens need to take the initiative to apply is because many people have opened multiple accounts in the same bank. Considering the customer's choice, the cardholder needs to take the initiative to apply for which card for free. When applying, you can "double-exempt" one card, or you can exempt one card from annual fee and another card from small account management fee.

Baidu encyclopedia-small account management fee