Why did my wife say that her husband borrowed money when Gitzo was overdue?

Because contacts will also receive reminder calls.

If Gitzo's loan cannot be repaid, it will affect the credit investigation, because Gitzo itself has been connected to the central bank's credit investigation system, and one spouse has a record of online loan, which will not affect the processing of the credit investigation report. However, if you apply for a loan, the online loan debt belongs to the same debt of the husband and wife, which may affect the loan amount of the other spouse.