What is ICBC e-payment? Is there a charge?

ICBC e-payment is a new electronic payment method launched by China Industrial and Commercial Bank to meet customers' convenient micro-payment needs. After opening, there is no need to use online banking, just fill in the "mobile phone number+the last six digits of bank account number or account alias", and then complete the security authentication of micropayment according to the "mobile phone dynamic password" received by SMS, so as to realize B2C e-commerce, payment and micropayment transactions.

ICBC does not charge for electronic payment. Icbc bank card holders only need to have the reserved mobile phone number, so they can open ICBC electronic payment through ICBC official website and Mobile Banking APP. The main function of ICBC's electronic payment is to provide small online payment, transfer, payment and other consumption scenarios, without U shield and password card, which can provide a lot of convenience for users' electronic payment, but also has certain security.

On July 3, 20 14, the mobile phone number rule of ICBC e-payment was changed from "one account with one mobile phone number" to "one customer with one mobile phone number". After the upgrade, customers can only handle ICBC electronic payment through one mobile phone number. If a customer uses multiple mobile phone numbers to register for ICBC e-payment before service upgrade, the mobile phone number of the customer who recently registered for ICBC e-payment and the corresponding ICBC e-payment account will be automatically retained after system upgrade, and the ICBC e-payment agreement under other mobile phone numbers will be automatically cancelled. It is suitable for merchants and individuals who trade goods through Internet, telephone and mobile phone websites, such as e-commerce websites and third-party payment companies.

According to the relevant person in charge of ICBC, "ICBC e-payment" adheres to the security principle that ICBC has always adhered to and optimizes the mobile phone number reservation mechanism. As long as customers have ICBC card (account) and mobile phone number, they can register themselves in any channel such as ICBC portal, online banking, mobile banking, telephone banking and self-service terminal in a few seconds, and customers can experience the pleasure of "extremely fast" registration. In the process of mobile payment, you only need to enter the SMS verification code received by the reserved mobile phone to easily complete the payment.

It is understood that "ICBC e-payment" is more and more widely used, and businesses such as transfer and remittance and online payment can be easily completed, and online shopping payment covers many merchants. All merchants who directly open online payment with ICBC or through major third-party platforms support individual customers to use "ICBC e-payment" to complete order transactions. All merchants of ICBC's "e-purchase" e-commerce platform can purchase and purchase train tickets on 12306 website, and both PC and mobile phones can easily pay with "ICBC e-payment". In addition, after opening the "ICBC e-payment" account, customers can also open the balance change reminder function, which adds multiple guarantees for account security.