How to refuse to borrow money without hurting your feelings

1. Be honest with each other.

If you encounter a situation where a friend borrows money and you are really unable to help, it is a good way to honestly explain the objective situation and refuse directly. Of course, these situations should be recognized by the other party, so that not only will they not hurt each other's feelings, but they can also win the other party's understanding.

2. Pre-emptive strike

The most critical factor in this strategy is to master the relevant information in advance. Before the other person opens his mouth, reveal your "financial situation" and tell him that you are also short of money. This can be called a "pre-emptive strike" to avoid making people think you are making excuses.

3. Turn defense into offense

Before the borrower expresses his intention, you should be the first to borrow money from him. The other party must have been quite surprised and was too busy trying to deal with it to mention borrowing money again. The premise of using this method is that you must predict the intention of the incoming person and have a sharp eye and a quick mouth in order to defend the enemy from outside your home.