How to transfer money from Bank of China to China Construction Bank through mobile banking? Is there a handling fee?

The way to transfer money from Bank of China to China Construction Bank in mobile banking is to open Bank of China on your mobile phone (Bank of China client version 6.0), enter the main page, click Transfer, and enter the number of China Construction Bank as required. For information such as card number, payee, transfer amount, etc., click Confirm to transfer and then enter your password. Now there is no handling fee for mobile online banking transfers.

1. Advantages of mobile banking transfer: First, there is no amount limit or the limit is small, and second, the arrival time is faster. Generally, there is a strict limit on the amount of money transferred through third-party payment, and you cannot transfer too much money in one day or one month. Therefore, mobile banking is the best way for you to make large transfers. In addition, if it is a transfer between peers or an inter-bank transfer during working days, through mobile banking operations, in most cases the funds will arrive immediately, while transfers through third-party payment will be relatively slower.

2. Disadvantages of mobile banking transfer: poor operating experience and cumbersome steps. Although basically every bank has developed its own mobile banking, the experience of some banks is very bad. For example, you must enter your mobile phone number and bank card number at the same time to log in to the Agricultural Bank of China's mobile banking. After filling in the transfer account information for each transfer, in addition to entering the payment password, you also need to connect to the K-Bao device, otherwise the transfer cannot be made. For ordinary small-amount transfers, if every transfer is so troublesome, the experience will definitely be greatly reduced.

: Charging standards for various mobile banking transfers:

1. Industrial and Commercial Bank of China: Handling domestic ICBC and inter-bank RMB remittances through mobile banking is free of charge; if you remit money to overseas ICBC, There is no charge by ICBC in China. The charges by ICBC abroad are based on the actual charges or the instructions on the reference page.

2. Bank of China: From January 1, 2018 to December 31, 2018, inter-bank transfers via mobile banking are free. However, inter-bank transfers via online banking with a transaction amount exceeding RMB 5,000 are subject to charges.

3. China Construction Bank: No handling fee is charged for inter-bank RMB transfers via mobile phone, but single inter-bank transfers of less than 50,000 yuan (inclusive) will be expedited transfers by default. If you need an ordinary inter-bank transfer, after entering the payee information, you can select "Ordinary inter-bank transfer" at the bottom of the page.

4. Agricultural Bank of China: Personal bank transfers and inter-bank transfers are free of charge.

5. Bank of Communications: There is a transfer limit for inter-bank transfers through mobile banking, but it is free. Mobile banking smart network shield/mobile magic card/dynamic token can transfer up to 1 million yuan per day; using SMS dynamic password, transfer up to 50,000 yuan per day.

6. China Merchants Bank: The China Merchants Bank All-in-One Card allows you to handle inter-bank RMB transfers and remittances for free. There is no free time limit and no free limit, but there is a daily transfer limit. The maximum bank electronic transfer is 1 million per transaction, 500 0,000/day; UKEY verification code transfer: 500,000/day.