There is no quota for CCB loans.

What if China Construction Bank has no quota for quick loans?

Official statement:

The fast loan amount is automatically calculated by the system credit model according to financial assets (deposits, wealth management products, etc.). ) or the customer's existing mortgage in China Construction Bank within a certain period of time. If there is no quick loan quota, it means that the financial assets and stock mortgage of the customer in China Construction Bank do not meet the requirements for applying for quick loans. The mortgage demand has been returned for a certain period of time and has not been settled. Financial assets must meet the access standards set by the model every month for a period of time.

You didn't get the fast loan line from China Construction Bank. I suggest you upgrade your personal assets in CCB. After personal financial assets are upgraded, it will take some time to generate a quick loan line. Or pledge financial assets (deposits, electronic government bonds, capital-guaranteed wealth management products) to China Construction Bank and apply for "pledged loans" for quick loans.

What is the reason for CCB's rapid loan quota suddenly becoming zero?

1. The user violated the regulations of China Construction Bank when using fast loan. As a consumer loan product, fast loan can only be used for consumption, not for buying a house or investing.

2. The user's repeated overdue repayment in the process of using the construction fast loan will directly lead to a low personal comprehensive score. If the overdue circumstances are serious, the Construction Bank will directly recover the loan amount, resulting in the rapid loan amount becoming zero.

3. CCB's fast loan is a revolving loan, but it needs to be re-examined when applying again. If the examination fails, the original quota will be recovered.

4. There are security problems in personal accounts. In order to ensure the safety of user account funds, the quota will be withdrawn.

202 1 quick loan of China Construction Bank has no limit. What is this?

Nowadays, many people will give priority to the software in the bank when applying. After all, compared with some online lending platforms, people have a natural trust in banks. A friend asked, CCB 202 1 Express Loan has no quota. What is this? Let's get to know it together!

202 1 quick loan of China Construction Bank has no limit. What is this?

After entering 20021year, many users found that their CCB fast loan quota was decreasing. This part of users found that after the bill of CCB's fast loan was still clear, the quota was directly cleared. After consulting the staff of CCB, I learned that it may be the following reasons.

First of all, it is possible that users had bad loans in 20021year. The credit line of CCB Express Loan is not fixed. If the user has some bad stain records after using the loan, CCB's fast loan system will re-evaluate the user's personal qualifications. After comprehensive evaluation, it is normal for the system to decide not to grant credit lines to users.

It may also be because the personal qualifications of users have changed a lot. As mentioned above, the credit line of fast loan is not fixed. If the user's personal qualifications change, the credit line of fast loan will also change. If the user's credit report contains many records such as mortgage and loans overdue, the fast loan will doubt the user's repayment ability and cancel the credit line.

In addition to the above reasons, it may also be because CCB has adjusted the threshold for applying for loans. In 20021year, the state made a lot of adjustments to the loan quotas of major banks. When the loan amount is tight, banks will naturally raise the threshold for applying for loans in order to retain high-quality customers.

If CCB finds that the user does not meet the current threshold for quick loan application after comprehensive evaluation, the credit line of the user will be cancelled.

The above is the related content sharing of "CCB 202 1 fast loan without limit". I hope it will help everyone!

Why is there no quota for the fast e-loan of China Construction Bank?

There is no limit for CCB Express's e-loan, which means that the conditions for applying for a loan have not been met. Loan application conditions: .25 (inclusive) -60 years old (inclusive); Good credit status; Chinese mainland residents (excluding Hong Kong, Macao and Taiwan); Customers who hold CCB's personal financial assets (including deposits and wealth management products) or have outstanding CCB personal housing loans. Loan amount: 65,438+0,000 yuan (inclusive)-50,000 yuan (inclusive) Loan term: 65,438+02 months at the longest loan interest rate (year): 7.2% Handling process:. Full online processing; Online application-obtaining approval results in real time-online signing-loan consumption payment-loan return.

About why CCB can't withdraw money because there is no loan quota, the introduction that CCB has a loan quota ends here. I wonder if you found the information you need from it?