Jiangsu bank card was inexplicably frozen. What is the reason why the bank card is inexplicably frozen?

The reason why Jiangsu bank cards are inexplicably frozen may be because of poor personal credit.

The limit may be frozen because the borrower's credit is bad, pure white households are black households, there are overdue records within half a year, too many hard inquiries and so on. It is also possible that the total debt is too high, exceeding 50% of income, which will be considered by banks as risky, unable to repay and impossible to lend.

If you have borrowed money from Kayi Loan, see if there are any overdue debts. If it is overdue for a long time, it is likely to be frozen by the bank and the loan will not be given. However, the quota has been frozen, but you can still log in for repayment normally.

Extended data:

The bank card freeze in Jiangsu is as follows:

After the overdue amount is paid, the amount may not be unfrozen, and it is necessary to wait for the results of the comprehensive evaluation of the system. The personal large-scale credit loan launched by Jiangsu Bank has a maximum amount of 300,000 and a maximum of 3 years. Importantly, the amount can be recycled during the loan period.

You can also use it to borrow money for repayment, and the repayment method is flexible. You can freely choose the way of paying interest and repaying the principal on a monthly basis, but the purpose of the loan is clear and can only be used for car purchase, decoration, tourism, shopping and so on.

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